Rate Loan Modification - Start HERE
Simply fill out our confidential request form below for a no obligation consult from a mortgage rate modification agent..
How can a loan Modification Help You?
- Lower Payment without Refinancing
- Late fees may be waived
- Lower your interest rate
16. Lender & Bank Loan Modification Programs
Each major lender and bank has a specific mortgage loan modification program that they use when working with borrowers. Before calling a lender, which is usually the first step in the process in starting a loan modification, borrowers may want to check out the loan modification assistance pages for the lenders provided below.
For lenders that are absent from this list, borrowers should call the number on their statement, and talk to the customer service rep who answers the phone. Without having to transfer the borrower to the loss mitigation department, where the modification process begins, the rep should be able to direct the caller to where they can obtain information on their loan modification program, perhaps on their website or by emailing or mailing it directly to the caller.
Chase
Citibank
Bank of America
Countrywide
Wells Fargo
https://www.wellsfargo.com/mortgage/
Wachovia
Indy Mac
Loan Modification Guide
- About & Introduction
- Unable to Make Payment?
- What to Expect
- What NOT to Expect
- Loan Mod vs. Refinancing
- Loan Mod Types
- Loan Mod Benefits
- Loan Mod Disadvantages
- Do I Qualify?
- Negotiating a Loan Mod
- Who Owns My Mortgage?
- Federal Programs
- Federal: Conventional
- State Programs
- Local Government
- Loan Mod Lenders
- Non-Profit Organizations
- Loan Mod Services
- Fraud Prevention
- Success Rate
- Foreclosure Options
- Law & Legal
- Resources & Links