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Refinance & Mortgage RatesJanuary 28, 2012

Loan Type Today +/- Last Week
15 yr fixed 3.17 3.14
30 yr fixed 3.85 3.84
5/1 ARM 2.85 2.76

Rates may contain points

Mortgage News Headlines

Feature Stories

Two More Years of 4% Mortgage Rates?

January 28, 2012

The Federal Reserve announced this week that it does not plan to raise interest rates until 2014 at the earliest. Does this mean you can expect another two years of 4 percent mortgage rates?

Using Gift Money for a Down Payment

January 26, 2012

Can a family member help you come up with the down payment for a mortgage? If so, are there any limits on how much they can provide or other restrictions?

Do You Really Need to Put 20% Down?

January 24, 2012

There’s a widespread perception that you need to put at least 20 percent down to buy a home these days. Fortunately for home buyers, that’s just not true.

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