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Refinancing Your Mortgage When You're Underwater on Your Loan

By:
Kirk Haverkamp - MortgageLoan.com | Fri, 11/06/2009

With the steep drops in home values in recent years, many homeowners who would like to refinance their mortgage to take advantage of the dirt cheap interest rates now available have been unable to do so, because they owe more than their property is worth. But now they have an option.

What If the Lender Rejects the House You've Chosen?

By:
Kirk Haverkamp - MortgageLoan.com | Thu, 11/05/2009

So you’ve found the house of your dreams. The price is right, the buyer accepts your offer and your lender has already prequalified you for a mortgage of that size. So you submit your paperwork, the lender takes it under consideration and then after a few weeks – rejects the sale.

Good Time for A Home Improvement Loan?

By:
Kirk Haverkamp - MortgageLoan.com | Mon, 11/02/2009

Thinking about a home improvement project? With carpenters and other skilled trades hungry for work, and mortgage interest rates their lowest in decades, it looks like a great time to tackle a major home renovation. The major problem is, can you get a home equity loan to fund it?

Figuring Out if You Should Refinace Your Mortgage

By:
Kirk Haverkamp - MortgageLoan.com | Sat, 10/31/2009

It's not a question with a simple answer. Whether or not refinancing makes sense for you will depend on the type of loan you have, the interest rate you're paying, your credit score, how much equity you have in the home and a variety of other factors. And some of these will determine whether you're even able to refinance in the first place.

Rates, Home Prices Make 15-Year Mortgage More Attractive

By:
Kirk Haverkamp - MortgageLoan.com | Thu, 10/29/2009

Consider this: right now, you can purchase a home with a 15-year mortgage and end up with a monthly payment that is far less than you would have paid for the same property under a 30-year loan only three years ago. Sound interesting? Read on.

National Rates

Loan Type Today
30 yr fixed 5.03
15 yr fixed 4.58
5/1 ARM 3.99

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