All Articles

Improving Your Credit Score

By:

Kirk Haverkamp - MortgageLoan.com | July 03, 2009

So how do you go about improving your credit score? Good credit is the key factor in getting the best interest rates when buying a home or refinancing a mortgage. In today's tight credit markets, it even can determine whether you qualify for a loan at all.

MHA Refiinace Limit Raised to 125 Percent

By:

Kirk Haverkamp - MortgageLoan.com | July 01, 2009

Many homeowners who are underwater on their mortgages now have a new option for reducing their monthly payments - refinancing under the government's Making Home Affordable Program.

Series of Workshops to Promote Loan Modifications

By:

Kirk Haverkamp - MortgageLoan.com | June 30, 2009

Need help reducing your mortgage payments? Been trying to get approved for a Making Home Affordable loan modification or refinance without success? Help could be coming to a town near you.

Is It Worth It to Refinance Your Mortgage?

By:

Kirk Haverkamp - MortgageLoan.com | June 29, 2009

Is it worth it to refinance your mortgage? With recent signs that interest rates may be headed back down again, many people may be wondering if refinancing would make sense for them. As always, the devil is in the details.

Advantages and Disadvantages of a 15-Year Mortgage

By:

Kirk Haverkamp - MortgageLoan.com | June 26, 2009

So you missed out on last spring's ultra-low rates, those dizzying few weeks when 30-year fixed -rate mortgages could be had at interest rates below 5 percent, an all-time low. But you may have noticed that it's still possible to get one of those ultra-low rates - by locking into a 15-year mortgage instead.