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Just how hard is it to get a mortgage these days? Maybe not as tough as you think.
Struggling to make your mortgage payments each month? Worried that your lender is preparing to start the foreclosure process? You might be able to save your home -- and reduce your monthly mortgage payments at the same time -- with the help of your state government.
Think you need a large down payment to buy a home? Guess again. According to Freddie Mac, four out of 10 current homebuyers are making down payments of less than 10 percent.
To get a mortgage and buy a home, you need to have good credit. But if you're a young person just starting out, how do you establish credit in the first place if you don't already have it?