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One of the challenges of buying a home can be finding a good neighborhood. For someone new to the area, it isn't always apparent if a given neighborhood is on the way up or in decline.
Shopping for a mortgage can involve a steep learning curve. For many, it's a strange, new world of alien concepts and unfamiliar words. Adding to the confusion is that many of those concepts and words seem to be similar in meaning, but are actually quite different.
Seeing that your home's bathroom is falling apart or that the kitchen needs remodeling is easy enough to figure out. Understanding the home improvement loan options to pay for the work can be a lot trickier.
Thinking of buying a starter home but not sure if it's the right decision for you? Something real estate experts call the Five Year Rule can be a useful guide.