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7 October 2008
The government takeover of Fannie Mae and Freddie Mac could potentially increase your tax bill down the road.It can also mean it's a good time to refinance.
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19 September 2008
Millions of ARM loans will do-or have already done-an "ARM reset," which means that they undergo a scheduled monthly payment adjustment.
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17 September 2008
Don't panic if you need to refinance quickly; dozens of state and federal government programs can help.
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5 September 2008
As it becomes increasingly difficult to borrow for a refinance from traditional banks, more and more consumers are turning to private lenders.While this strategy usually costs more, it involves fewer hassles and more assurances that loans will go through without delays.
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4 September 2008
When you have a mortgage you can't afford and refinancing isn't an option, don't dismiss the possibility that a Chapter 7 bankruptcy may actually help you in the long run.
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2 September 2008
Need refinancing answers fast? You're in the right place.
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1 September 2008
An FHA or VA streamline refinance can reduce the payments on your mortgage, fast.
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9 August 2008
A mortgage refinance may have some negative consequences that you never anticipated.
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18 July 2008
The housing market is a mess, and mortgages are harder to get; but there are also some rare and wonderful deals on the market.
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28 June 2008
Jumbo mortgages are larger-than-normal mortgages that are used to pay for, or refinance, higher-cost homes.The Federal Housing Administration (FHA) began insuring these big loans this year, at least on a temporary basis, as part of the government's much-touted economic stimulus package.
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19 June 2008
Homeowners who tried refinancing, but were rejected because they owed more than their homes were worth, may be ready to walk away and abandon their mortgages altogether.Desperate times call for desperate measures, and that has given rise to some novel and offbeat strategies.
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8 May 2008
To many real estate industry veterans, relying upon computer programs to calculate home values seems like a deplorable idea.But in an increasingly automated world, appraisals via software are now popular with many lenders.Unfortunately, it may adversely affect your mortgage or refinance.
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15 April 2008
There are two ways to overcome credit card debt.The first is refinancing your home, and using a new mortgage as a debt consolidation loan.The second is to modify your behavior and pay off your credit card debt slowly.
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9 April 2008
When you're facing foreclosure and you don't qualify for a refinance, consider asking mom and dad to help you out of the jam.
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19 March 2008
Real estate is a lot like life: Sometimes, when one door closes, another one opens.
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13 March 2008
To help distressed homeowners avoid foreclosure, Democratic senators have proposed the "Foreclosure Prevention Act of 2008." The bill would help borrowers by potentially lowering the amounts they owe, and would free up more money to pay for the mortgage refinance of subprimes.
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4 March 2008
Politicians and economists are clamoring to come up with a solution to the nation's mortgage crisis.One measure that's currently being considered will allow states to issue tax-free bonds to fund mortgage refinances.
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18 February 2008
Pay attention to the details if you have an adjustable-rate mortgage (ARM).Many three-year ARMs are scheduled to reset during the next 18 months, and many homeowners aren't prepared for the drastic payment increase.
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22 January 2008
When refinancing a home loan, one of the many decisions that you'll have to make is whether or not to escrow your homeowner's insurance and property taxes.Some say yes, others no.Which option is right for you?.
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13 December 2007
Despite the troubles, subprime mortgages and mortgage refinances will likely make a comeback in a more conservatively managed and administered form.
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