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16 February 2011
People who refinance their mortgages are overwhelmingly opting for fixed-rate loans, which made up 95 percent of all refinances in the fourth quarter of 2010.That's due in part to borrowers becoming more conservative in their loan choices since the economic downturn began.
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14 February 2011
The Mortgage Bankers Association (MBA) is calling for significant revisions to the government's plodding HARP mortgage refinance initiative to make it more available to underwater homeowners.
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3 February 2011
With the current low interest rates, it seems like everybody is refinancing.If you haven't started the process (or even if you have!), check out these five mortgage myths.
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29 January 2011
There are many reasons to renovate your home.Here are a few ways to finance the project.Home renovation is an excellent way to breathe new life into your aging surroundings.
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27 December 2010
You can upgrade an outfit from office attire to evening wear by switching out the shoes.What's even better is to swap an unaffordable mortgage payment for an affordable one-and all you have to do is ask.
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30 October 2010
Along with tight credit and unstable home values, a new set of rules governing home appraisals have been blamed for making it hard to buy a home or refinance a mortgage over the past year.
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4 September 2010
A lot of homeowners would love to refinance at today's rock-bottom rates but can't because they're underwater on their mortgages.One possible solution: borrowing from a 401k plan to pay down the difference.
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17 August 2010
Horror films like Scream 2, Sorority House Massacre, and Night of the Creeps take place on college campuses.But as frightening as these films are, nothing is quite as scary as not finding enough money to pay for college tuition.
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11 August 2010
When Oprah Winfrey gave everyone in her studio audience a free car, TV Guide named it one of the greatest moments in television history.
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10 August 2010
Details of a new program designed to help underwater homeowners refinance into an FHA mortgage have been released by the U.S.Department of Housing and Urban Development.
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19 July 2010
Back in 1776, John Adams, a member of the Continental Congress, and the future first Vice President and second President of the U.S.wrote, "Each individual of the society has a right to be protected by it in the enjoyment of his life, liberty, and property.
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17 July 2010
For underwater homeowners, the 125 percent refinance offered through the government's Home Affordable Refinance Program (HARP) sounds like a great deal.But how hard is it to qualify for?.
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1 July 2010
What are your chances of refinancing your mortgage? Is it going to be a struggle if you've got a starter home at the lower end of the market? Are banks more willing to work with someone who has a pricey, custom-built home?.
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23 June 2010
Mortgage rates are way down again - and refinancing is up.If you missed out on last year's ultra-low rates, are your chances any better of refinancing this time around?.
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2 March 2010
The Home Affordable Refinance Program (HARP), originally scheduled to end in June, will be extended at least one more year, the Federal Housing Finance Agency has announced.
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9 February 2010
Here's something you may not have considered if you're looking to refinance your mortgage - a cash-in refinance.
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25 November 2009
Looking to save money on your mortgage by refinancing? While the interest rate is the main thing people focus on, the mortgage term - how long it takes to pay off the loan - is an often-overlooked factor that can provide major savings over either the short- or long-term when...
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12 November 2009
What has been one of the easiest and most foolproof ways to refinance a mortgage is about to get a bit tougher.New rules for the FHA Streamline refinance take effect Nov.17, meaning approval will no longer be practically guaranteed for borrowers with FHA mortgages.
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6 November 2009
With the steep drops in home values in recent years, many homeowners who would like to refinance their mortgage to take advantage of the dirt cheap interest rates now available have been unable to do so, because they owe more than their property is worth.
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31 October 2009
It's not a question with a simple answer.Whether or not refinancing[[sitetree_link,id=13]] makes sense for you will depend on the type of loan you have, the interest rate you're paying, your credit score, how much equity you have in the home and a variety of other factors.
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