Search for Article...
26 January 2008
Paying for a remodeling project with a home loan is usually a good idea.But choosing exactly the right type of mortgage instrument may require some planning and calculation.
Read more
22 January 2008
When refinancing a home loan, one of the many decisions that you'll have to make is whether or not to escrow your homeowner's insurance and property taxes.Some say yes, others no.Which option is right for you?.
Read more
13 January 2008
Knowledge is power, especially when it comes to a mortgage refinance.The more details you know about your current mortgage, the easier it will be for you to decide if it's the right time to refinance that loan.
Read more
13 December 2007
Despite the troubles, subprime mortgages and mortgage refinances will likely make a comeback in a more conservatively managed and administered form.
Read more
2 December 2007
As it becomes increasingly difficult to qualify for a refinanced mortgage, homeowners may want to turn to the Federal Housing Administration (FHA) for help.A new loan program, called FHASecure, is intended to help borrowers at risk of foreclosure to move quickly into more affordable loans.
Read more
30 November 2007
When past-due statements are piling up, and you don't want to lose the house, a Chapter 13 bankruptcy might be the right solution.
Read more
15 November 2007
In the financial world, there's usually a catch when it comes to a great deal.Subprime mortgages are a great example.These loans, with low-interest introductory rates, have a major catch: prepayment penalties.
Read more
13 November 2007
According to results of a study recently released by a group of economists, the best time to refinance may be later, not sooner.Their research indicates that a new "one or two percent rule" may be valuable in predicting the most profitable time for refinancing a home loan.
Read more
4 November 2007
A new plan proposed by the FDIC Chairman might do away with the need for subprime borrowers to refinance their loans.Although her recommendation is radical, it could be beneficial for everyone concerned.
Read more
31 October 2007
The current real estate market presents unique problems for the move-up buyer.Experts recommend financing solutions to manage the transition.
Read more
18 October 2007
A high percentage of borrowers with adjustable-rate mortgage are choosing to refinance to safer, fixed-rate loans.
Read more
30 September 2007
Fannie Mae and Freddie Mac are federal agencies with a mandate to support the mortgage markets in the U.S.Now that those markets are in turmoil, some members of Congress want them to support the refinance of subprime and jumbo loans to help relieve borrowers.
Read more
11 September 2007
In a cash-out refinancing, you take out a new mortgage for an amount that's larger than your current principal balance.You can then use the extra money as you wish.
Read more
25 August 2007
Refinancing is similar to applying for an original mortgage.But people who have never done it before may be unsure of their out-of-pocket costs.To help you plan for your refinance, an understanding of what fees to expect can come in handy.
Read more
21 August 2007
Refinancing your mortgage can be a lifesaver, especially if you have an adjustable-rate mortgage that's rising.But before you rush to refinance, answer a few important questions about your situation.The following Q&A might help you avoid difficulty down the road.
Read more
14 August 2007
As interest rates rise, so too does the number of adjustable-rate mortgage holders who are turning to mortgage refinancing as an escape from the insecurity of ever-changing rates.
Read more
9 August 2007
Newlyweds: If one of you owns a home and a mortgage, be sure that you understand the consequences of how you choose to share the responsibility of home ownership.
Read more
30 July 2007
Mortgage refinances have resulted in plenty of rewards for homeowners.But the risks are becoming more complicated as lenders alter programs and find new ways to drive profits.Understand both sides of the coin before committing a penny to a mortgage refinance.
Read more
21 July 2007
Borrowers are refinancing their homes in droves.While this practice can offer many benefits for homeowners, knowing what to expect can help you decide if it's right for you.
Read more
11 July 2007
Need to renovate your home but don't have the cash or are low on home equity? There's a mortgage refinance loan you might not be aware of that could be just the ticket - the renovation refinance loan.
Read more