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10 July 2015
Poor credit is said to be one of the main things holding back the housing market.There are millions of willing buyers out there, the conventional wisdom goes, but they can't get a mortgage because of poor credit[https://www.mortgageloan.com/bad-credit].
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22 June 2015
Ideally, you'd retire without owing money on a mortgage, car loan or credit card.
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29 May 2015
For many potential homebuyers, the cost of mortgage insurance can be a big turn-off.For those who can't come up with a 20 percent down payment[https://www.mortgageloan.
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25 May 2015
It's not an easy decision: You plan to sell your home in the near future and buy a new one a few years from now.You have extra money coming in each month.
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18 May 2015
The national unemployment rate was 5.4 percent in April, a far drop from the 10 percent seen in 2009, according to figures from the Bureau of Labor Statistics.
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4 April 2015
Is a house a good investment? For years, the answer was an unequivocal yes, that buying a home was not only one of the very best investments you could make, it was practically an essential one for securing your financial future.
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7 March 2015
Technology has greatly simplified the process of buying a home.You can find properties for sale, check pricing and even apply for a mortgage online.
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27 February 2015
One of the most confusing things about VA loans[https://www.mortgageloan.com/va-mortgage] is what is known as the entitlement.While the concept itself is fairly straightforward, the way it's set up is almost guaranteed to make your head spin.
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6 February 2015
Early 2015 is presenting a great opportunity for homeowners wishing to refinance their FHA mortgage, owing to a combination of low mortgage rates and a sharp reduction in the annual mortgage insurance premium.
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19 January 2015
Plenty of expenses come with buying a home.Three of the bigger ones? Property taxes, homeowners insurance and, for many buyers, private mortgage insurance.Paying these bills can require homeowners to come up with $8,000, $9,000 or more than $12,000 a year, depending on where they live.
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15 January 2015
Finding the best rate and deal on a mortgage can be a challenge - how do you compare all those competing offers out there? However, a new online tool unveiled this week by the Consumer Financial Protection Bureau (CFPB) tries to make it a bit easier.
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10 November 2014
Can you qualify for a mortgage loan if you don't have a long enough credit history to even have your own three-digit credit score? There is hope!.
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1 November 2014
When shopping for a home or looking to refinance, everyone wants to know what kind of deal they can get on a mortgage.Of course, some people end up paying considerably more than others.Some of the reasons for that are fairly obvious, others not so much.
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13 October 2014
Should you carry a balance on your mortgage loan when you reach retirement age? Or should you do all that you can to pay off that housing debt early, before you leave the workforce?.
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4 September 2014
Buying a brand-new home can be a wonderful thing.You get a home built to your specifications, with a modern design and features, and the expectation of minimal repairs and maintenance for the foreseeable future.
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7 August 2014
A mortgage loan is the most traditional, and probably the smartest way, to buy a home.You're going through a bank for a loan and the monthly payments will be the same for 30 years.
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4 August 2014
Buying a home with a friend, brother or mother can be a wonderful thing, said Paul Purcell, managing director of the New York City office of real estate firm William Raveis Real Estate.But buying a home with someone other than a spouse can also be a disaster.
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22 July 2014
Think you need a large down payment to buy a home? Guess again.According to Freddie Mac, four out of 10 current homebuyers are making down payments of less than 10 percent.
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12 June 2014
Nearly six years after the onset of the Great Recession, housing costs continue to be a struggle for many Americans, with just over half saying they've had to make at least one sacrifice in the past three years to pay their mortgage or rent.
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7 June 2014
Michael Poulos isn't surprised when people turn to credit unions to apply for mortgage loans.
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