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15 March 2014
Tight mortgage credit standards suppressed U.S.home sales by as much as 1.2 million units in 2012, according to a new analysis by the Urban Institute's Housing Finance Policy Center.
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12 March 2014
Mortgages with as little as 5 percent down would still be allowed under a Senate proposal for replacing Fannie Mae and Freddie Mac, with first-time homebuyers allowed to put down as little as 3.5 percent.
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7 March 2014
You can get your credit report for free, but getting your actual credit scores has always been a bit more challenging.However, that appears to be changing.
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6 March 2014
How's the housing market doing in your part of the country? The Federal Reserve released its latest "Beige Book" report on Thursday, providing a snapshot of economic conditions in each of the Fed's 12 districts across the country, including residential mortgage and real estate activity.
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4 March 2014
U.S.home prices posted a 12 percent gain in last year, with three states actually reaching new record highs, according to figures released today by the real estate data company CoreLogic.
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25 February 2014
By most projections, buying a home is going to get less affordable this year.But does it matter?.
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19 February 2014
More homeowners are undertaking remodeling projects than they were one year ago, while home equity lending has been on the rise as well.
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14 February 2014
In a big break for borrowers with damaged credit, mortgage giant Wells Fargo is easing back into the market for subprime loans.
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10 February 2014
More than 3 million mortgages have now been refinanced through the Home Affordable Refinance Program (HARP), a milestone the once-beleaguered federal program reached in November.
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7 February 2014
As many as half of all homeowners have never refinanced their mortgages, despite refinance mortgage rates[[sitetree_link,id=13]] falling to historic lows over the past three years, according to a new study by Fannie Mae.
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3 February 2014
U.S.home prices won't return to pre-crash levels for another seven years, but that may not be such a bad thing.
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1 February 2014
Home equity loans appear to be getting tougher to get, even as banks are easing credit for most other types of credit, according to a new analysis by the federal Office of the Comptroller of Currency (OCC).
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30 January 2014
Retirees trying to buy a home can run into a Catch-22 at the bank.
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28 January 2014
Tonight's State of the Union message will be when President Barack Obama lays out his proposals and goals for the coming year.Will housing and mortgages be part of the mix?.
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27 January 2014
There appears to be a consensus building that the Federal Reserve will announce further steps to scale back its economic stimulus efforts at the conclusion of this week's meeting on Wednesday.
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21 January 2014
The reduced FHA loan limits that took effect at the end of last year are expected to have an outsized effect on minority borrowers and potential homebuyers in metropolitan areas in general, according to a new analysis from the Urban Institute.
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15 January 2014
Small lenders are complaining about the new qualified mortgage (QM) rules that took effect last week, saying they put an undue burden on them and limit their ability to offer certain types of mortgages their customers demand.
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14 January 2014
U.S.home values have returned to roughly the same levels they were at in early 2005, near the peak of the housing boom, bringing millions of formerly underwater homeowners back to positive equity, according to new government figures.
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9 January 2014
The new federal rules for "qualified mortgages" go into effect on Jan.10.But that doesn't mean you're out of luck if you're a borrower who needs a home loan that doesn't meet those guidelines.
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7 January 2014
Young buyers often rely on family assistance in raising the money for a down payment on their first home.Until recently, though, they still had to come up with a big chunk of their own dough in order to qualify for a conventional loan.
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