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26 November 2006
If you've owned your home for a number of years, you've built up equity that can be helpful if you need extra cash to pay bills or make home improvements.But people in foreclosure must be extra careful when trying to tap into money through home equity loans.
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23 November 2006
Life is unpredictable.Disasters strike, often when we least expect it.But while we can't predict when or where misfortune will occur, we can take steps to prepare ourselves for when those moments arrive.
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22 November 2006
No matter how careful you are with your finances, the unexpected is bound to happen eventually.Unforeseen medical expenses or emergency home repairs can be devastating to your budget.Coming up with the necessary funds may seem impossible, but it could be relatively simple.
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7 November 2006
A home equity line of credit can give you the flexibility and the cash you need to make improvements to your home.If you make the right improvements, the value of your house will climb.Wouldn't it be satisfying to use equity to create equity?.
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24 October 2006
Whether you're self-employed or simply in a hurry, applying for a no-income verification home equity loan can make tapping your biggest asset much easier.Less paperwork can mean fewer hassles.
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4 October 2006
Many homeowners who have enjoyed the convenience and savings of a home equity line of credit (HELOC) aren't enjoying the consequences of rising interest rates.As a result, many are now turning to fixed rate equity loans instead.
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25 September 2006
With interest rates rising, there's no time like the present to get your financial ducks in a row in order to save money.Back when rates were still cheap, home equity lines of credit (HELOCs), with their low introductory adjustable rates, were the preferred way to go.
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28 July 2006
Small business owners and entrepreneurs sometimes get sweaty palms when faced with the challenge of making a convincing presentation to bank officers or private investors in order to get needed investment capital.Competition for funds is fierce.
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28 July 2006
Although you may have knowledge and experience regarding how to shop for a traditional first or second mortgage, browsing around for a home equity line of credit (or HELOC) is a loan of a different color.
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28 July 2006
Home equity loans are great financial tools.However, if you abuse them, you may find yourself on a bridge over troubled financial waters.Here are four common mistakes people make that can cause serious problems.
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28 July 2006
If you're buying a new home, you may need to sell your existing one in order to finance your new purchase.Not everyone has enough money to straddle two pieces of property.
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27 June 2006
A few years ago, when you opened your home equity line of credit (HELOC), you thought you'd found the perfect financial tool.With a flexible line that you could tap when you needed, it seemed like the ideal way to take care of short-term debts.
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26 June 2006
A home equity line of credit-known by mortgage pros as a HELOC-is a good way to borrow, especially for those who want streamlined loan applications and lower origination fees.But HELOCs are tied to the prime rate, and adjust accordingly.
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16 June 2006
The 125 percent home equity loan, which allows you to borrow more money than your home is actually worth, could leave you unable to sell your house and locked into a high interest rate loan.
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14 June 2006
Summer is everyone's favorite time for reading, traveling, and home improvement projects.A wise way to manage financing the latter is to tap into your accumulated home equity.
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24 May 2006
When it comes to versatility, few lending options can equal a home equity line of credit (HELOC).Unlike a home equity loan, which requires borrowing a lump sum at a fixed rate, the HELOC offers exceptional flexibility.
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18 May 2006
When you decide to get a home equity line of credit (HELOC), it's important to determine how large your credit line should be.This may be an easy decision as far as financial choices go; but you still should choose your credit limit wisely.
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15 November 2005
Reader-friendly guide to home improvement loans.
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