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18 September 2017
Two new underwater refinance programs are set to give homeowners with little or no home equity new options for refinancing their mortgages.
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22 August 2017
Increased equity driven by higher home values and recovering credit scores are creating increased demand for cash-out refinacings, which have risen to a post-recession high.
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13 March 2017
You can save money on home improvements through some creative thinking and by taking advantage financing options like home equity loans or lines of credit.
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30 September 2016
A home equity loan can be a one of the best options for helping a child pay for college expenses, but be sure and do your homework before proceeding.
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20 May 2016
Time is running out for low-equity and underwater homeowners to refinance through the federal HARP program.
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5 March 2016
Here are some of the key things to know about reverse mortgages, a special type of home equity loan for seniors age 62 and above.
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15 December 2015
Rent-to-own purchases have traditionally been arrangements between an individual landlord and buyer, but now larger companies are getting into the act as well.
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10 November 2015
Just because you were able to get a mortgage in the past doesn't mean you'll be able to refinance your home.You still have to go through the same steps you did with your original mortgage.
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10 November 2015
Your credit-card debit is growing out of control.Maybe your home's kitchen hasn't been updated since the 1970s.Or maybe you haven't saved a penny for that child who's set to enroll at Harvard next year.
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24 October 2015
A cash-out refinance is a way to both refinance your mortgage[[sitetree_link,id=13]] and borrow money at the same time.You refinance your mortgage and receive a check at closing.
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8 September 2015
Taking out two mortgages on the same house simultaneously may sound like a bad idea at first glance, but "piggyback loans" are a common way to make a smaller down payment or avoid paying mortgage insurance.
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13 June 2015
Do you need to put 20 percent down on a mortgage? Should you? That's one of the most persistent myths about buying a home.The truth is, in most cases you don't need anywhere near that much.
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25 May 2015
It's not an easy decision: You plan to sell your home in the near future and buy a new one a few years from now.You have extra money coming in each month.
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10 May 2015
Want to get the best deal on a home? Pay cash.Want to outbid a bunch of other buyers seeking the same property? Pay cash.Want to buy a fixer-upper that the bank's leery of financing? Pay cash.
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11 December 2014
Mortgage loans with down payments of as little as 3 percent will be allowed through a pair of new programs announced this week by Fannie Mae and Freddie Mac.
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10 December 2014
Leveraging one asset to purchase another one can be a shortcut to wealth, especially when the strategy is applied to real estate.
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1 December 2014
Borrowing against the equity in your home is an easy way to access cash for a home improvement project or debt consolidation.The two most popular options are the cash-out refinance and the second mortgage.
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22 November 2014
Looking to buy a home? One of the first things you need to do is save up enough money to be able to make a down payment of at least 20 percent of the purchase cost, right?.
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17 November 2014
Debt consolidation loans can be a good option for paying off credit card debt.Borrowers can make one lower payment to a lender by consolidating their bills instead of many payments to different credit card companies.
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7 July 2014
Back during the real estate bubble of 2007 when people were using their homes like giant ATM machines, cash-out refinancing was an easy way to pull some equity out of a home to finance vacations, home repairs, cars and pay off credit cards.
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