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Getting a mortgage loan isn't always easy: Some borrowers with enough income might not have high enough credit scores[https://www.mortgageloan.com/how-credit-score-affects-your-rate-9550] to qualify for a loan.Others might be able to handle that monthly payment but might not have enough savings for the down payment[https://www.mortgageloan.

Do you need to put 20 percent down on a mortgage? Should you? That's one of the most persistent myths about buying a home.The truth is, in most cases you don't need anywhere near that much.

The Section 8 housing program provides rental assistance for low-income families.What many people don't realize is that it can also help them buy a house.

The idea that homeownership is a path to wealth has been behind U.S.housing policies for more than 50 years, and the effort to increase the rate of homeownership has failed miserably, according to the American Enterprise Institute (AEI).

Finding the best rate and deal on a mortgage can be a challenge - how do you compare all those competing offers out there? However, a new online tool unveiled this week by the Consumer Financial Protection Bureau (CFPB) tries to make it a bit easier.

Struggling to make your mortgage payments each month? Worried that your lender is preparing to start the foreclosure process? You might be able to save your home -- and reduce your monthly mortgage payments at the same time -- with the help of your state government.

Potential homebuyers routinely misjudge how much of a down payment they'll need to buy a home, often assumed they'd need 3-5 times more than is actually required.

Coming up with a down payment can be a significant obstacle for potential homebuyers seeking to take advantage of what are still low prices and mortgage rates.