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22 May 2017
Not all debt is the same.There's a difference between good debt and bad debt, and few types of consumer debt are as beneficial as a mortgage.
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16 July 2016
If the real world has you feeling pressured to make ends meet, you're not alone.The average college graduate has approximately $2,000 of credit card debt and almost $20,000 of student debt.
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3 May 2016
With $28,000 in student loan debt when he graduated from college last spring, Patrick O'Keefe took a step that not many students would take when looking to get out of debt: He signed up for a 30-year mortgage to buy a house.
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3 November 2015
A mortgage loan from the Federal Housing Administration - often the first financing source for young, first-time homebuyers and other underserved buyers- can offer some of the lowest down payments, closing costs and easy credit qualifying among lenders.Recent college graduates, however, may not find FHA mortgages[https://www.mortgageloan.
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31 August 2015
You've earned your degree, nabbed your first job and are now ready to buy your starter home.But there's one problem: You're saddled with tens of thousands of dollars of student-loan debt[https://www.mortgageloan.com/5-tips-buying-home-when-you-have-student-loan-debt-9459].
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20 July 2015
You're ready to apply for a mortgage loan.But you're worried that your credit score[https://www.mortgageloan.com/can-you-still-get-mortgage-bad-credit] might be too low to qualify.
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25 May 2015
It's not an easy decision: You plan to sell your home in the near future and buy a new one a few years from now.You have extra money coming in each month.
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6 January 2015
A new year has arrived, and with it a fresh crop of New Year's resolutions.
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24 November 2014
You fell behind on your mortgage payments and lost your home to foreclosure.That's the end of this financial nightmare, right? Not quite: Something called a deficiency judgment could come back and haunt you.
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10 November 2014
Can you qualify for a mortgage loan if you don't have a long enough credit history to even have your own three-digit credit score? Probably not.But there is hope, if you're patient and diligent enough to steadily build a credit history from scratch.
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19 October 2014
Important tax news related to your mortgage loan - Read what deductions you are allowed to take.
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24 September 2014
Just how much of a burden is student loan debt on potential first-time homebuyers? Enough to put an 8 percent dent in total 2014 home sales, according to a new study.
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10 September 2014
Are younger adults turning away from the very idea of home ownership? Not necessarily, according to a recent study by the New York Federal Reserve.
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2 September 2014
Does the thought of paying your mortgage bill each month keep you awake at night? Do you toss and turn worrying about whether you'll have enough money to send to the electric company this month?.
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21 March 2014
Spring may be slow in coming this year, but tax season always arrives right on schedule.Of course, home ownership has its own tax implications.
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26 December 2013
Mortgage borrowers who lose their homes to foreclosure or face financial difficulties due to being underwater on their loan could face another hit in 2014 - a big tax bill.
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3 December 2013
Homeowners whose mortgage debt is reduced through a loan modification or short sale could get hit with a tax bill if Congress doesn't act to extend a special exemption due to expire at the end of the year.
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1 April 2013
Mortgages accounted for nearly half of the complaints received by the Consumer Financial Protection Agency (CFPB) in its first year-and-a-half of operation, the agency has reported.
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28 March 2013
The number of homes in foreclosure is on the rise but that doesn't mean more homeowners are falling into financial difficulty, according to figures released today by the foreclosure tracking firm RealtyTrac.
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15 September 2011
Newly initiated foreclosures jumped by one-third in August, a sign that banks may be stepping up efforts to clear out a backlog of seriously delinquent mortgages.
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