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23 March 2015
In January when President Obama announced[https://www.whitehouse.gov/the-press-office/2015/01/07/fact-sheet-making-homeownership-more-accessible-and-sustainable] a reduction in Federal Housing Administration mortgage insurance premiums that would save new borrowers an average of $900 annually, an FHA[https://www.mortgageloan.com/fha] mortgage once again looked like a great deal.
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2 March 2015
You like the idea of lowering your mortgage loan's interest rate through a refinance.But you're not thrilled with having to provide the piles of paperwork that lenders need to verify your income, employment status and financial assets.
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1 November 2014
When shopping for a home or looking to refinance, everyone wants to know what kind of deal they can get on a mortgage.Of course, some people end up paying considerably more than others.Some of the reasons for that are fairly obvious, others not so much.
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10 October 2014
The following is a compilation of some important mortgage news developments from recent years.
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7 October 2014
Small business owners and the self-employed who have difficulty being approved for a traditional home mortgage because they can't provide pay stubs or tax returns to show their income are getting some relief.
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10 September 2014
Are younger adults turning away from the very idea of home ownership? Not necessarily, according to a recent study by the New York Federal Reserve.
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22 August 2014
Most consumers are aware of the three major credit reporting companies that generate the scores used in qualifying borrowers for loans.What they may not know is that Equifax, Experian and Transunion are only the tip of the iceberg when it comes to tracking and reporting consumer behavior.
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29 July 2014
What's the key factor in a lender rejecting a mortgage loan application? You may be surprised to learn that it isn't your credit score.
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25 July 2014
Just how hard is it to get a mortgage these days? Maybe not as tough as you think.
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4 July 2014
FHA home loans are among the most common types of mortgages in the United States, but there's a lot of misunderstanding about them.
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22 May 2014
Jumbo loan rates are very close to conforming loan rates in many markets, making bigger, more expensive homes more affordable while allowing buyers to stay within their budget.
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13 May 2014
Tight credit can be a challenge when it comes to buying a home, but it appears that many people are making it more difficult than it needs to be.
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3 May 2014
Now that the dread Winter of 2014 finally seems to be behind us, the spring homebuying season is upon us.It's the most popular time to buy a home, but also the most competitive.What do you need to do to be ready for it?.
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11 April 2014
Shopping for a mortgage can involve a steep learning curve.For many, it's a strange, new world of alien concepts and unfamiliar words.Adding to the confusion is that many of those concepts and words seem to be similar in meaning, but are actually quite different.
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20 March 2014
Mortgages are closing more quickly, while credit requirements for obtaining a loan have eased significantly over the past year, according to a new industry report.
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15 March 2014
Tight mortgage credit standards suppressed U.S.home sales by as much as 1.2 million units in 2012, according to a new analysis by the Urban Institute's Housing Finance Policy Center.
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26 February 2014
Applying for a mortgage can be an intimidating process, particularly for first-time homebuyers.It doesn't help that there's a lot of conventional wisdom out there that is either misleading or flat-out wrong.
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25 February 2014
By most projections, buying a home is going to get less affordable this year.But does it matter?.
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6 February 2014
Getting a mortgage after a divorce can be a challenge.A divorce may end your marriage, but your finances can remain intertwined for years to come, adding to the challenge of qualifying for a loan.
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28 January 2014
Tonight's State of the Union message will be when President Barack Obama lays out his proposals and goals for the coming year.Will housing and mortgages be part of the mix?.
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