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7 September 2016
Using a credit card to pay your mortgage each month can be a way to quickly earn points and miles rewards to pay for travel and other perks.
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26 October 2015
A bad credit score[https://www.mortgageloan.com/can-you-still-get-mortgage-bad-credit] can keep you from qualifying for a mortgage.But what about having no credit score at all? Turns out, being a so-called "credit invisible" presents just as big a hurdle to qualifying for a mortgage.
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14 September 2015
A missed credit-card payment two years before you want to buy a home? It can scuttle your chances to qualify for a mortgage.And that's just one example.Homebuyers have the opportunity to make plenty of mistakes before they even begin to shop for a mortgage lender.
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18 July 2014
To get a mortgage and buy a home, you need to have good credit.But if you're a young person just starting out, how do you establish credit in the first place if you don't already have it?.
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29 July 2009
Elderly consumers are piling up credit card debt at a rate far exceeding all other age groups, with health care costs and deteriorating values of retirement savings causing many age 65 and older to increasingly rely on plastic for routine living expenses.
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15 February 2009
As the economy continues to crumble, consumers are becoming increasingly mindful of their financial options.Understanding tools like credit cards and debit cards is smart money management.It can keep you out of debt and actually save you money.
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23 January 2009
Judgment day for credit card companies has come and gone.The federal government announced that the purveyors of plastic have been too harsh on their customers.A crackdown looms in 2010, one that will have severe consequences for credit card companies and consumers alike.
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11 December 2008
For people drowning in credit card debt, the hope that Uncle Sam's cavalry is coming appears to have been dashed.The Treasury Department nixed any type of a debt settlement program after a roundtable meeting of banks and consumers, leaving many debt-ridden consumers out of luck.
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26 November 2008
The Financial Services Roundtable and the Consumer Federation of America have joined forces to promote a credit card debt settlement plan involving debt write-offs and extended repayments.
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28 September 2008
Woe is me, says the credit card holder.In reaction to credit card companies spiking interest rates, the Federal Reserve Board has proposed new rules regarding consumer credit card debt.
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3 August 2008
A misunderstanding between friends can lead to hurt feelings and strained relations.A misunderstanding regarding the way your credit card works could cost you money, leave you vulnerable to identity thieves, and hurt your credit score.
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28 July 2008
Different stages in life require different financial tools.Investments, mortgages, and student loans are all available tools based on your age and goals.Credit cards are part of that mix, and it's important to select the right plastic for your age.
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22 June 2008
The smart credit card holder gets all the rewards.These bonuses yield some tremendous benefits, provided that you use your points correctly.Here's how to get the most out of them.
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17 May 2008
Teen credit cards may offer convenience, but there are risks involved, too.
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10 May 2008
Conventional financial wisdom says that a credit card, like money, is the root of all evil.However, when used wisely, credit cards can produce a number of surprising benefits.
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11 April 2008
Home equity loans are a popular option for borrowing money, but they aren't always the right choice.Here are three alternatives.
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7 November 2007
If there was a contest for cramming information onto a sheet of paper, credit card companies would win the grand prize, hands-down.A typical credit card statement is loaded with information that consumers barely look at.
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2 October 2007
Consumers have developed a love-hate relationship with their credit cards.They love the convenience of swiping plastic for purchases, but they hate the sneaky little fees and finance charges initiated by credit card companies.
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14 September 2007
The savvy consumer knows that if you charge every cent and make payments each month, your credit card rewards program can pay off in a big way.Two new programs now integrate mortgages, as well, and each offers significant payoffs.
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23 August 2007
Keeping credit card debt in check gives you more financial strength, which you can put towards buying your first home.
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