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2 October 2017
Hispanics are one of the fastest-growing groups of homeowners in the United States.Yet they still face some special challenges in getting mortgages and becoming homeowners.
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5 September 2017
Fannie Mae’s HomeReady home loan program offers many features that first-time homebuyers would want, including low down payments and generous debt-to-income and credit score requirements.
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22 August 2017
Increased equity driven by higher home values and recovering credit scores are creating increased demand for cash-out refinacings, which have risen to a post-recession high.
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30 May 2017
Getting a mortgage without a credit score used to be nearly impossible, but new guilending guidelines adopted by Freddie Mac and Fannie Mae can allow borrowers to qualify based on alternative criteria such as rent and utility payments.
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28 February 2017
Thinking of buying a home this spring? Here are some key financial moves to help you get ready.
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9 November 2016
Getting rejected on a mortgage application is a setback, but it doesn't necessarily mean you can't get a home loan.Here are some suggestions on how to try again.
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14 June 2016
Here are six ways to get a lower mortgage rate and save money when refinancing a mortgage.
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26 May 2016
What determines the best mortgage rate you can get? There's a lot more to it than just your credit score.
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11 April 2016
Here are five of the most common trouble spots that could sink your loan application with a mortgage lender.
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22 January 2016
Applying for a mortgage loan can take tons of paperwork, time and,money, but with a little planning, you can overcome those obstacles and make the process go smoothly.
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7 January 2016
Thinking about getting an FHA loan? Before you do, make sure you avoid these four major mistakes that can trip up borrowers.
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10 November 2015
Just because you were able to get a mortgage in the past doesn't mean you'll be able to refinance your home.You still have to go through the same steps you did with your original mortgage.
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20 September 2015
"How do I qualify for a mortgage?" It's one of the most basic things to know when it comes to buying a home, but it's also one where many people are unsure about the details.
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14 September 2015
A missed credit-card payment two years before you want to buy a home? It can scuttle your chances to qualify for a mortgage.And that's just one example.Homebuyers have the opportunity to make plenty of mistakes before they even begin to shop for a mortgage lender.
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8 August 2015
Conventional wisdom to the contrary, young people still want to become homeowners.A recent study by the Urban Land Institute[http://uli.
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3 August 2015
Your neighbor has refinanced her mortgage loan.Your son, too.Your co-worker two cubicles over has done the same.But you haven't.Why not? It's still not too late to save hundreds of dollars on your mortgage payment each month by refinancing.
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24 July 2015
FHA mortgages can be a real boon for first-time homebuyers.With low down payments and relaxed credit requirements, they can make home ownership possible for many who otherwise might not be able to qualify for a mortgage.
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18 July 2015
Everyone wants to get the lowest possible mortgage rate.But shopping around and investigating all of your options in search of the best deal can be time-consuming.And time itself is money.
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27 April 2015
Don't lie to Brian Koss about your monthly income.Don't try to hide your debts when you're asking him for a mortgage loan.
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23 March 2015
In January when President Obama announced[https://www.whitehouse.gov/the-press-office/2015/01/07/fact-sheet-making-homeownership-more-accessible-and-sustainable] a reduction in Federal Housing Administration mortgage insurance premiums that would save new borrowers an average of $900 annually, an FHA[https://www.mortgageloan.com/fha] mortgage once again looked like a great deal.
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