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20 December 2008
Cash investors can put their money in U.S.Treasuries or passbook savings accounts to earn less than 1 percent annually.Another alternative is to open a CD with a cash-poor bank, and log returns in excess of 3.5 percent.
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31 October 2008
Not all banks are teetering on the edge of financial collapse.In fact, many are humming right along with a business-as-usual mentality.
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9 October 2008
It's hard to find an American who doesn't live without a little bit of debt, but too much could crush your savings dreams.
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19 September 2008
A regular savings account is hardly the safest choice.A standard one with a major U.S.bank today brings a 0.2 percent annual interest rate.But inflation is running amok at 5 percent.
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22 June 2008
Callable CDs offer higher rates than traditional CDs; but before you pounce, know the risks.
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26 May 2008
What's old is new again, as certificates of deposit are becoming an increasingly attractive investment vehicle.
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11 April 2008
There are a variety of techniques to learn if you're going to invest in the stock market.Whether you take a fundamental or technical approach depends on whether you have a short- or long-term horizon.
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20 February 2008
CDs have rates and they have yields.Knowing the difference between the two could mean a few more dollars in your pocket.
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20 November 2007
Bank failures don't happen often, but they do happen.If you have your savings tied up in certificates of deposit, make sure you understand how FDIC insurance protects you and your money.
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3 October 2007
Several factors determine how banks and credit unions set interest rates on CDs (certificates of deposit).Learn those factors and you can find the best rate for your savings.
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27 July 2007
Certificates of deposit (CDs) offer the best of both worlds-reliable returns with very little risk.But not all CDs are the same.This primer will help you get the most bang for your buck.
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3 June 2007
Investing your money doesn't have to mean buying stock in dotcoms or funding your cousin's start-up.Beginning investors can see financial gain by trying out low risk, low return investments.
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14 May 2007
If you're looking for a financial tool that doesn't carry a high degree of risk, money market mutual funds are an ideal choice.Structured to be highly liquid and a stable investment, they're an integral part of many investors' portfolios.
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3 May 2007
Asset allocation makes a huge difference when planning for retirement.A well-diversified portfolio can help you minimize risk and take advantage of the ups and downs of the stock market.
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7 April 2007
In the music world, CDs (compact discs) are becoming a thing of the past, thanks to downloadable music.In the financial world, CDs (certificates of deposit) are still a reliable tool that will always be stylish.
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28 March 2007
Certificates of deposit (CDs) offer healthy yields at virtually no risk-an ideal combination for many investors.While the CD concept sounds like a no-brainer, choosing the right option among many requires discipline and organization.
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8 December 2006
If you're disappointed with the earnings on your savings account, consider a certificate of deposit.A CD is insured, just like your savings, but rates are higher, giving you more bang for your buck.
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26 October 2006
If you have cash in a savings account that you don't need for a while, consider depositing it into a certificate of deposit (CD).The interest rate will be higher than in a savings account.Remember, where savings are concerned, interest is the name of the game.
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