Cash investors can put their money in U.S.Treasuries or passbook savings accounts to earn less than 1 percent annually.Another alternative is to open a CD with a cash-poor bank, and log returns in excess of 3.5 percent.
If you're looking for a financial tool that doesn't carry a high degree of risk, money market mutual funds are an ideal choice.Structured to be highly liquid and a stable investment, they're an integral part of many investors' portfolios.
In the music world, CDs (compact discs) are becoming a thing of the past, thanks to downloadable music.In the financial world, CDs (certificates of deposit) are still a reliable tool that will always be stylish.
Certificates of deposit (CDs) offer healthy yields at virtually no risk-an ideal combination for many investors.While the CD concept sounds like a no-brainer, choosing the right option among many requires discipline and organization.
If you have cash in a savings account that you don't need for a while, consider depositing it into a certificate of deposit (CD).The interest rate will be higher than in a savings account.Remember, where savings are concerned, interest is the name of the game.