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9 May 2008
A positive outlook can make the world a much more pleasant place.But sometimes, it's hard to look on the bright side of life when you have bad credit.Your best bet is to be proactive and steer clear of bad credit before it happens.
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11 February 2008
Today's lending environment has fewer options for bad credit borrowers.If you have spotty credit, learn about the options for low-risk, federally-backed mortgages that won't surprise you with ever-rising interest rates.
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1 February 2008
"Buy low, sell high" is the mantra for Wall Street wizards, but it applies to the housing market, as well.When purchasing a property in foreclosure, it's important to do your homework to ensure that the investment is a good one.
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15 December 2007
As the housing and mortgage crisis grows across the U.S., some builders are providing financial counseling to customers with bad credit.Time will tell how well the program works, but at least for now, it provides credit relief for some buyers.
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29 October 2007
Hard money lenders are wealthy individuals and small investment companies that lend cash to borrowers who don't qualify for loans from traditional lenders.New legislation, which seeks to protect borrowers from abuse, may be scaring off lenders instead.
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19 August 2007
Time may heal all wounds, but in the case of a bad credit history, there are a few other methods of financial first aid.These include paying bills on time, using your charge cards in a healthy way, and cleaning up your credit report.
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17 July 2007
Bad credit doesn't like to be ignored.If you don't take steps to repair your history, the problem will increase in size and scope and eventually deliver a crippling blow to your financial life.
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28 February 2007
Bad credit can become an impediment to fulfilling your dreams of home ownership.There are, however, solutions in the form of "bad credit mortgages." Locate a mortgage broker who specializes in these particular loans.
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12 January 2007
Bad credit is no fun, especially when you're applying for a home mortgage.Fortunately, there are lenders who specialize in bad credit mortgages.By working with these lenders to accomplish debt management, you can turn the tide of bad credit history.
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28 November 2006
Finding and buying a house can be stressful under the best of conditions.If you start the process with a bad credit history, the uncertainty of your position can add layers of worry.
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14 November 2006
Having bad credit doesn't mean you can't qualify for a mortgage.In fact, there are reputable mortgage lenders, called subprime lenders, who actually specialize in bad credit loans.Here are some tips on selecting a subprime lender.
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27 October 2006
There are mortgage loans available for everyone, even those with a spotty credit history.Bad credit mortgages and no-document loans can serve the same purpose in different ways.
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27 September 2006
If you're discouraged because your bad credit seems to present an insurmountable obstacle to owning a home, don't be.There are many financing options available to you, once you understand the sub-prime mortgage marketplace.
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