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25 September 2017
For many who lost their homes during the crash, 2017 is the magical seven-year mark that the foreclosure drops off their credit report.
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22 August 2017
Increased equity driven by higher home values and recovering credit scores are creating increased demand for cash-out refinacings, which have risen to a post-recession high.
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12 February 2016
Getting a mortgage when your spouse has bad credit can be challenging, but there are ways work around it.
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5 January 2016
If you're looking to buy a home in 2016, here are five things you can do to help you qualify for a mortgage.
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21 December 2015
Don't despair when you've been turned down for a mortgage - there are still other steps you can try to get approved.
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15 December 2015
Rent-to-own purchases have traditionally been arrangements between an individual landlord and buyer, but now larger companies are getting into the act as well.
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26 October 2015
A bad credit score[https://www.mortgageloan.com/can-you-still-get-mortgage-bad-credit] can keep you from qualifying for a mortgage.But what about having no credit score at all? Turns out, being a so-called "credit invisible" presents just as big a hurdle to qualifying for a mortgage.
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5 September 2015
Bad credit can do more than just make it harder to get a mortgage loan.Take a look at this article expanding on how bad credit can affect your mortgage.
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29 August 2015
How do you fix bad information on your credit report? Inaccurate or outdated information about claims of unpaid bills is not only annoying, but can damage your credit profile and make it harder and more expensive to obtain a mortgage[https://www.mortgageloan.
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20 July 2015
You're ready to apply for a mortgage loan.But you're worried that your credit score[https://www.mortgageloan.com/can-you-still-get-mortgage-bad-credit] might be too low to qualify.
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10 July 2015
Poor credit is said to be one of the main things holding back the housing market.There are millions of willing buyers out there, the conventional wisdom goes, but they can't get a mortgage because of poor credit[https://www.mortgageloan.com/bad-credit].
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1 June 2015
People who lost their home to foreclosure during the Great Recession are becoming eligible for mortgages again, mainly for the simple reason that they waited seven years until the black mark came off their credit report.
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13 November 2014
It's no secret that the past few years have been difficult ones for borrowers with poor credit who are seeking mortgages.But now, at least one mortgage lender is making a specific effort to reach out to them.
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10 November 2014
Can you qualify for a mortgage loan if you don't have a long enough credit history to even have your own three-digit credit score? Probably not.But there is hope, if you're patient and diligent enough to steadily build a credit history from scratch.
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10 October 2014
The following is a compilation of some important mortgage news developments from recent years.
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25 July 2014
Just how hard is it to get a mortgage these days? Maybe not as tough as you think.
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9 July 2014
For retirees in need of money, a cash advance on their pension may seem like an attractive option.But such arrangements often compare poorly to other financial options, according to a new study from the Government Accountability Office (GAO).
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27 May 2014
Declaring bankruptcy can be a surprisingly effective tool for saving a home in foreclosure, sharply reducing the likelihood the property will go to a foreclosure auction, according to a recent study.
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24 April 2014
If you lost your job during the recent economic downturn, there's a good chance you may have lost your home as well.However, if you're employed again, you may already be able to qualify to buy a new home through the FHA's "Back to Work" program.
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14 February 2014
In a big break for borrowers with damaged credit, mortgage giant Wells Fargo is easing back into the market for subprime loans.
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