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19 December 2016
Even when mortgage rates are rising, there can still be good reasons to refinance your home loan.
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9 November 2016
"Should I refinance my mortgage?" That's a question most homeowners ask themselves from time to time.The answer depends in large part on why you want to refinance.
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2 November 2016
Seller financing can help you buy a home, but you'll probably want to refinance into a regular mortgage after a few years when your credit and finances have improved.
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25 August 2016
HARP, the Home Affordable Refinance Program, is being extended through September 2017 and will be followed by a permanent streamlined refinance program for for low-equity and underwater homeowners.
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25 July 2016
Recasting a mortgage isn't as well known as refinancing, but it offers another option for homeowners who want to lower their monthly mortgage payment.
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19 July 2016
Though it isn't easy, it's possible to appeal a low home value appraisal that's preventing you from refinancing your mortgage.
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12 July 2016
It's easy to overestimate your savings from a mortgage refinance if your calculations are based on a new 30-year loan.
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14 June 2016
Here are six ways to get a lower mortgage rate and save money when refinancing a mortgage.
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20 May 2016
Time is running out for low-equity and underwater homeowners to refinance through the federal HARP program.
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8 December 2015
If you already have an FHA mortgage, a streamline refinance can make refinancing easy, with no credit or income checks, or home appraisal.
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10 November 2015
Just because you were able to get a mortgage in the past doesn't mean you'll be able to refinance your home.You still have to go through the same steps you did with your original mortgage.
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10 November 2015
A mortgage refinance isn't cheap or free, and the costs can sometimes outweigh the overall savings.Just determining if you'll break even with the costs isn't the whole picture, though.To really understand the numbers, you have to figure out how the taxes work.
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24 October 2015
Choosing to refinance a mortgage isn't an automatic decision - you need to weigh the pros and cons.There are a few potential pitfalls to avoid as well.Here are some of the main ones to be aware of.
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24 October 2015
Mortgage refinancing can provide a number of benefits.These will vary from borrower to borrower, depending on what they're looking to achieve.But a refinance will generally provide one or more of the following:.
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12 September 2015
The HARP refinance program[https://www.mortgageloan.com/depth-guide-harp-20-9044] has enabled millions of low- and negative-equity homeowners to save billions of dollars by refinancing their mortgages to a new loan at a lower interest rate.But reducing your mortgage rate isn't the only benefit HARP can provide.
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3 August 2015
Your neighbor has refinanced her mortgage loan.Your son, too.Your co-worker two cubicles over has done the same.But you haven't.Why not? It's still not too late to save hundreds of dollars on your mortgage payment each month by refinancing.
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13 May 2015
Qualified homeowners are getting an extra year to reduce their mortgage payments through the federal HARP and HAMP initiatives, now that the deadlines for both programs have been extended by the Federal Housing Finance Agency (FHFA).
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16 March 2015
The offer sounds great: Your lender promises that when you refinance[https://www.mortgageloan.com/refinance-mortgage-part-2] your mortgage loan you'll be able to skip a month's mortgage payment.It's time to start fantasizing about what you'll do with all that money you won't be sending to your lender.
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2 March 2015
You like the idea of lowering your mortgage loan's interest rate through a refinance.But you're not thrilled with having to provide the piles of paperwork that lenders need to verify your income, employment status and financial assets.
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5 January 2015
New Year's Day has come and gone, but there's still one more resolution you should make: get a HARP refinance for your underwater or low-equity mortgage, if you haven't done so already.
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