Refinance

10 November 2015
Just because you were able to get a mortgage in the past doesn't mean you'll be able to refinance your home.You still have to go through the same steps you did with your original mortgage.
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10 November 2015
A mortgage refinance isn't cheap or free, and the costs can sometimes outweigh the overall savings.Just determining if you'll break even with the costs isn't the whole picture, though.To really understand the numbers, you have to figure out how the taxes work.
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24 October 2015
Choosing to refinance a mortgage isn't an automatic decision - you need to weigh the pros and cons.There are a few potential pitfalls to avoid as well.Here are some of the main ones to be aware of.
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24 October 2015
Mortgage refinancing can provide a number of benefits.These will vary from borrower to borrower, depending on what they're looking to achieve.But a refinance will generally provide one or more of the following:.
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12 September 2015
The HARP refinance program[https://www.mortgageloan.com/depth-guide-harp-20-9044] has enabled millions of low- and negative-equity homeowners to save billions of dollars by refinancing their mortgages to a new loan at a lower interest rate.But reducing your mortgage rate isn't the only benefit HARP can provide.
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3 August 2015
Your neighbor has refinanced her mortgage loan.Your son, too.Your co-worker two cubicles over has done the same.But you haven't.Why not? It's still not too late to save hundreds of dollars on your mortgage payment each month by refinancing.
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13 May 2015
Qualified homeowners are getting an extra year to reduce their mortgage payments through the federal HARP and HAMP initiatives, now that the deadlines for both programs have been extended by the Federal Housing Finance Agency (FHFA).
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16 March 2015
The offer sounds great: Your lender promises that when you refinance[https://www.mortgageloan.com/refinance-mortgage-part-2] your mortgage loan you'll be able to skip a month's mortgage payment.It's time to start fantasizing about what you'll do with all that money you won't be sending to your lender.
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2 March 2015
You like the idea of lowering your mortgage loan's interest rate through a refinance.But you're not thrilled with having to provide the piles of paperwork that lenders need to verify your income, employment status and financial assets.
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5 January 2015
New Year's Day has come and gone, but there's still one more resolution you should make: get a HARP refinance for your underwater or low-equity mortgage, if you haven't done so already.
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27 November 2014
This is part 2 of our extensive guide to refinance mortgage.Click here if you want to read part 1 of our refinance mortgage guide[https://www.mortgageloan.com/refinance-mortgage].
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18 October 2014
Read the key refinance-related news in this section.Here you will find a list of refinance updates that we have been publishing throughout the years.
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29 September 2014
Your home equity loan or home equity line of credit could dash your dreams of reducing your monthly mortgage payment through a refinance.Blame a complicated mortgage-lending quirk known as resubordination.
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25 June 2014
The clock is ticking on HARP, the federal program designed to help underwater and low-equity homeowners refinance their mortgages.With the program due to expire at the end of next year, the Federal Housing Financing Agency (FHFA) is undertaking a new push to reach borrowers who could still benefit from the program.
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12 February 2014
Still thinking about refinancing your mortgage, even though you haven't done so already? It turns out you're not alone.
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10 February 2014
More than 3 million mortgages have now been refinanced through the Home Affordable Refinance Program (HARP), a milestone the once-beleaguered federal program reached in November.
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7 February 2014
As many as half of all homeowners have never refinanced their mortgages, despite mortgage rates falling to historic lows over the past three years, according to a new study by Fannie Mae.
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11 September 2013
Refinance demand plummeted last week, with applications dropping by a seasonally adjusted 20 percent from the week before and falling to their lowest level in four years.
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12 August 2013
Applications for mortgage refinancing have been dwindling as rates have risen in recent months.But if you haven't been able to refinance yet, those higher rates might represent an opportunity.
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28 June 2013
Refinancing a 30-year fixed home loan to a 15-year loan can help homeowners own their home outright sooner, but it can also lead to an advantage they may enjoy just as much: saving thousands of dollars.
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