PHH Mortgage

Introduction to PHH Mortgage

PHH Mortgage is one of the top five mortgage originating companies in the United States. They operate from two main offices on the east coast, one in Jacksonville, Florida and the other in Laurel, New Jersey. PHH Mortgage offers a variety of mortgage products including a 40 year fixed rate loan. PHH Mortgage has an online pre-approval application that allows potential home buyers to see what type of loan they can receive before looking for a new home. When you visit phhmortgage.com you can apply for a mortgage or for pre-approval.

Mortgage Rates

PHH Mortgage offers competitive mortgage rates on all of their loan products. Fixed rate, interest only and adjustable rate mortgages are the types of loans that they provide. PHH Mortgage will work with most credit ratings and offer specific programs for people with poor credit. While people with a few credit flaws may not receive the absolute lowest interest rates the company offers, PHH Mortgage tries to acquire the lowest rate possible based on the credit scores of the individual. PHH Mortgage is so positive about their mortgage program that they offer two specific guarantees. The first guarantee states that once you submit your application by phone you will find out the same day if you are approved. The second mortgage guarantee is for your closing date. If they do not meet your closing date guideline they will reduce your interest rate by 1/8 of a percent for the entire life of the loan.

Refinance

PHH Mortgage offers a full range of refinancing options. Consumers can take advantage of low interest rates in a wide rang of mortgage products. As with any other type of mortgage financing, interest rates will be based on credit history and appraisal value of the home. PHH Mortgage will not refinance your home if you are upside down in your mortgage. PHH Refinance rates are competitive with all other private lenders in the market.

Home Equity Loans

Currently, PHH Mortgage does not offer any programs for home equity loans or lines of credit. They do, however, offer several different refinance options that do include cash-out. There is no definite decision on whether PHH Mortgage will offer HELOC loans in the future.

PHH Information

PHH Mortgage is a division of the PHH Corporation.

PHH Mortgage Headquarters
1 Mortgage Way
Laurel, New Jersey 08054

Corporate: 866.946.0081

Customer Service Mailing Address
Post Office Box 5452
Mount Laurel, New Jersey 08054

Toll Free: 800.449.8767

E-mail: customerservice@mortgageservices.com

Apply For a Loan or Pre-Approval at: phhmortgage.com

Toll Free: 800.210.8849

Business hours are: 8 to 8 Monday – Friday
8 to 5 Saturday
Closed Sunday

All mortgage programs can be applied for online or through the toll free number during business hours.

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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Amerisave NMLS #1168

4.245%APR

Rates as of: 7/30/2015 30 Yr. Fixed
  • Direct Mortgage Lender. NMLS ID #1168. AZ State Lic #BK - 0906515
  • Billions Funded
  • Apply Online. Quick approvals.
Show Phone number

Call Now: 866-814-2162

Rate APR Term Point Payment
  • 4.050%
  • 4.300%
  • 4.375%
  • 4.245%
  • 4.415%
  • 4.406%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $985
  • $1,014
  • $1,024

LoanDepot, LLC

4.035%APR

Rates as of: 7/30/2015 30 Yr. Fixed
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Florida.
  • These rates won't last. Call now and lock-in your low rate!
Show Phone number

Call Now: 877-789-3376

Rate APR Term Point Payment
  • 4.125%
  • 4.000%
  • 3.875%
  • 4.163%
  • 4.079%
  • 4.035%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • -0.500%
  • 0.000%
  • 1.000%
  • $994
  • $979
  • $964

Quicken Loans

4.474%APR

Rates as of: 7/30/2015 30 Yr. Fixed
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Show Phone number

Call Now: 800-695-1899

Rate APR Term Point Payment
  • 4.250%
  • 4.500%
  • 4.625%
  • 4.474%
  • 4.643%
  • 4.684%
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 30 Yr. Fixed
  • 2.000%
  • 1.000%
  • 0.000%
  • $1,008
  • $1,039
  • $1,054

The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.