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6 August 2018
A 15-year mortgage can save you a lot of money in interest costs, but your monthly payments will be a lot higher than a 30-year loan.So do you bite the bullet or not?.
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16 July 2018
PMI (private mortgage insurance) is an annoying expense but you can ask to cancel it once you reach 80 percent loan to value on your mortgage.But is doing so worth the bother, rather than waiting for it to be canceled automatically?.
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11 June 2018
A recent rollback of bank regulations easing mortgage requirements for most lenders could make it easier for some people to get a home loan.
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14 May 2018
Subprime loans are coming back, but under a new name.Nonprime loans are replacing subprime mortgages as a new form of bad credit mortgages, but with some safeguards the old ones lacked.
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1 May 2018
Getting a mortgage to buy a mobile home can be a challenge.Here's what you need to know about getting financing.
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24 April 2018
Many Millennials are buying a home for the first time.So what do they need to know about mortgages and financing the purchase of a home?.
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10 April 2018
Recent changes Fannie Mae's HomeStyle program make it an even more attractive option to buy and renovate a fixer-upper with a single loan.
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5 February 2018
FHA loan limits and those for Fannie Mae, Freddie Mac and the VA got a big boost in 2018, to a maximum of $679,650 in areas in the lower 48 states with high real estate values.
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2 January 2018
What will be the impact of the recent wildfires on Los Angeles home loans and the Southern California housing market in general?.
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26 December 2017
Automatic payments, or autopay, can be a smart way to “set it and forget it” and pay your bills each month, but there are also a number of downsides to be aware of.
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5 December 2017
What will the leadership changes at the CFPB mean to mortgage borrowers and other consumers, now that President Trump has appointed an opponent of the agency to be its director?.
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20 November 2017
Buying a home for the first time can be a challenge, especially when it comes to gathering enough funds to cover a down payment.Fortunately, there are a host of first-time homebuyer programs that can help ease the financial burden of coming up with a huge down payment.
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14 November 2017
A natural disaster may not only damage or destroy your home - it may also make it difficult to keep up on the mortgage payments you're still obligated to.But a mortgage forbearance can give you the financial breathing room you need.
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6 November 2017
New guidelines make it somewhat easier for self-employed borrowers to get a mortgage, but they still have to submit a lot more paperwork than those earning a regular salary or wages.
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30 October 2017
About one-quarter of all mortgages include a co-signer on the loan, either as a joint occupant or someone helping a relative or friend buy a home.Here's what you need to know about such arrangements.
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23 October 2017
A new program and other changes by Fannie Mae make it easier to get a mortgage when you have student loan debt.
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5 September 2017
Fannie Mae’s HomeReady home loan program offers many features that first-time homebuyers would want, including low down payments and generous debt-to-income and credit score requirements.
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28 August 2017
You can qualify for a mortgage with just 1 percent down but you need to act fast, as the rules change Nov.1.
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31 July 2017
Employment history is one of the main things lenders look at, but just because you have a new job shouldn't prevent you from getting a mortgage.
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17 July 2017
If you're having trouble coming up with a down payment, a shared equity loan offers a possible solution.
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