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    7 July 2015
    Getting a mortgage loan isn't always easy: Some borrowers with enough income might not have high enough credit scores[https://www.mortgageloan.com/how-credit-score-affects-your-rate-9550] to qualify for a loan.Others might be able to handle that monthly payment but might not have enough savings for the down payment[https://www.mortgageloan.
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    3 July 2015
    Young people want to become homeowners.While certain conventional wisdom holds that the up-and-coming generation prefers to be renters, numerous studies show that Millennials are just as keen to own their own place as previous generations were.
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    30 June 2015
    Seeing the outstanding principal balance on a monthly mortgage bill can be defeating.If you're just into a 30-year mortgage or have had one for years, that grand total of principal owed can look like a dim light at the end of a tunnel you'll never reach.
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    26 June 2015
    Tiny houses show every sign of becoming the next big thing.Unfortunately, they also present some big challenges - such as how to obtain financing.
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    13 June 2015
    Do you need to put 20 percent down on a mortgage? Should you? That's one of the most persistent myths about buying a home.The truth is, in most cases you don't need anywhere near that much.
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    1 June 2015
    People who lost their home to foreclosure during the Great Recession are becoming eligible for mortgages again, mainly for the simple reason that they waited seven years until the black mark came off their credit report.
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    10 May 2015
    Want to get the best deal on a home? Pay cash.Want to outbid a bunch of other buyers seeking the same property? Pay cash.Want to buy a fixer-upper that the bank's leery of financing? Pay cash.
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    2 May 2015
    The Section 8 housing program provides rental assistance for low-income families.What many people don't realize is that it can also help them buy a house.
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    27 April 2015
    Don't lie to Brian Koss about your monthly income.Don't try to hide your debts when you're asking him for a mortgage loan.
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    13 April 2015
    Think qualifying for a mortgage loan for a single-family home is a challenge? Try applying for a mortgage to buy a condo[https://www.mortgageloan.com/special-rules-condo-mortgages-9366].
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    31 March 2015
    You need a mortgage for a new home purchase or to refinance your existing home loan.It's easy enough to find a lender, either online or through referrals from realtors, friends and associates.
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    30 March 2015
    You provide reams of personal and financial information to your mortgage lender when applying for a home loan or refinance.But how safe is this information?.
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    23 March 2015
    In January when President Obama announced[https://www.whitehouse.gov/the-press-office/2015/01/07/fact-sheet-making-homeownership-more-accessible-and-sustainable] a reduction in Federal Housing Administration mortgage insurance premiums that would save new borrowers an average of $900 annually, an FHA[https://www.mortgageloan.com/fha] mortgage once again looked like a great deal.
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    23 February 2015
    The idea that homeownership is a path to wealth has been behind U.S.housing policies for more than 50 years, and the effort to increase the rate of homeownership has failed miserably, according to the American Enterprise Institute (AEI).
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    13 February 2015
    For many potential homeowners, coming up with a down payment can be the biggest obstacle.They may have a steady income and good credit, but don't have the thousands of dollars on hand that a down payment can require.
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    2 February 2015
    Are you ever too old to apply for a mortgage loan? The legal answer is a definite "no." But the realistic answer is complicated.
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    29 January 2015
    Everyone wants to save money.Especially on something like a mortgage or home purchase, where the size of the transaction means the potential savings can be considerable.
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    6 January 2015
    A new year has arrived, and with it a fresh crop of New Year's resolutions.
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    29 December 2014
    Buying a manufactured home is a relatively inexpensive way to ender the housing market - the average sales price in 2013 was $64,000, compared to $324,500 for a single-family home, according to the Census Bureau.
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    15 December 2014
    Coming up with a 20 percent down payment on a home can be difficult, especially for first-time homebuyers who don't have the equity that existing homeowners may have when selling one home so they can buy a bigger one.
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