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Adults today have a lot more to think about when they are planning for their retirements then previous generations had. This is because people are living longer and they are living better. If you want to be able to enjoy your retirement without worrying about running out of money then you should use our Retirement Shortfall calculator.
The purpose of the Retirement Shortfall calculator is to show users how much money their current retirement savings plans will produce, how long their retirement savings will last, and how much shortfall or surplus their current plan will produce. To use this tool you will need to enter your current retirement savings, your monthly contributions, the number of years you have until you retire, your annual retirement expenses, the rate of return before retirement, your federal tax rate, the number of years in your retirement, the expected inflation rate, the rate of return during retirement, and your state tax rate. All of this information will be used to generate projections about your retirement income.