The maximum qualifier calculator will allow you to calculate how much of a home you can afford based on your annual income, the purchase price of the home, or the total monthly mortgage payment that you would like to make.
When it is time to go house shopping it is really helpful to know how much of a home you can afford. Knowing how much of a house you can afford will help you (and your Realtor) to narrow your house search down by price range. Knowing how much of a house you can afford will also help you to determine the other costs that are going to be involved with buying a home like a down payment, monthly mortgage payments and closing costs.
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