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The purpose of the basic financial calculator is to provide an easy to use calculator that is capable of handling typical math functions used by financial professionals. This tool can be added to financial themed websites to help visitors compare their financial options. It can also be used to help determine the size of a mortgage payment or to determine the payout rate for a particular investment product.
The basic financial calculator is a lot like a basic pocket calculator. However, a financial calculator adds a few functions to its repertoire that basic pocket calculators simply don't offer. It is typically used by people who are in a financial profession like investment specialists, bankers, accountants, and financial planners. This type of calculator can perform the basic math functions like addition, subtraction, multiplication and division, however, it also has the capabilities of computing financial functions like the number of payments needed to pay off a loan, the current value of a financial product, as well as the future value of a financial product.