Kirk Haverkamp Icon

Kirk Haverkamp

211 Articles

is the editor and chief staff writer of MortgageLoan.com.  An award-winning reporter and editor with more than 25 years' experience in journalism and public relations, his background includes covering community affairs for the Romeo (Mich.) Observer newspaper and writing about natural resources issues for the Great Lakes Commission in Ann Arbor, Mich. before joining MortgageLoan.com. He's also a contributor to Credit.com, Investopedia and the MetroMode online magazine chain, among other work. He has a B.A. in English from Hope College and a Master's Degree in journalism from Michigan State University.

Green Mortgages - Energy Efficient Mortgage Guide
Mortgage

Green Mortgages - Energy Efficient Mortgage Guide

Introduction
As the name implies, a “Green Mortgage” is an environmentally friendly type of home loan.  But how do you make a mortgage environmentally friendly? Also known as Energy Efficient Mortgage Programs, Green Mortgages are a special type of loans that are designed to make your home more energy efficient while saving you money at the same time.

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 4 months ago | 18 minutes read time
Should You Buy a Foreclosure?
Home Purchase

Should You Buy a Foreclosure?

Should you buy a foreclosed home? The savings can be huge, but so can the hassles and pitfalls. Here are a few tips for first-time foreclosure buyers to make sure the experience is a rewarding one.

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 9 years ago | 3 minutes read time
Mortgage Credit Scores Average 748
Mortgage

Mortgage Credit Scores Average 748

The average mortgage borrower in 2012 paid an interest rate of 3.90 percent on a 30-year loan and put up a down payment or home equity of 21 percent, according to a year-end review by mortgage software provider Ellie Mae.

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 8 years ago | 2 minutes read time