Articles by Kirk Haverkamp

Complete guide to FHA Mortgage Loans

FHA home loans are one of the most popular types of mortgages in the United States. With… You can use an FHA mortgage to buy a home, refinance an existing mortgage or get funds… • FHA mortgage rates are very competitive. And since the FHA doesn't charge higher rates… with as little as 3.5 percent down. However, there are some situations where you may want… The 203(b) is a fixed-rate mortgage. It's most commonly done as a 30-year loan, but other… Here's how it works. Suppose your home is worth $200,000 and you still owe $100,000 on… FHA 203(k) lenders offer two versions of the loan, the standard and the Streamlined. The… With an FHA reverse mortgage/HECM, you have several options for borrowing. You can borrow… cracked window glass are not an issue, but more serious matters such as frayed wiring, a…