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Kara Johnson

192 Articles

Kara is a novelist, poet and large-scale sculptor in addition to being a contributing writer for MortgageLoan.com. She lives with her family in Rye, New York and is a graduate of Hampshire College.

8 reasons to refinance your mortgage
Mortgage

8 reasons to refinance your mortgage

With home loan interest rates seeming to hit lows often, it can be maddening for homeowners who want to refinance their mortgage at the lowest interest rate they can find. What’s low today could be lower tomorrow.

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 3 years ago | 4 minutes read time
How much will your mortgage payment really be?
Mortgage

How much will your mortgage payment really be?

Think you know how many dollars you'll be sending to your mortgage lender each month? You might not. That's because your monthly mortgage payment is more complicated than you might think. You wouldn’t be the first new homeowner to not understand that a monthly mortgage payment isn't just made up of the money you pay to reduce your loan's principal balance and cover the interest it generates.

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 3 years ago | 4 minutes read time
Leveraging Your Mortgage: Why it Pays
Personal Finance

Leveraging Your Mortgage: Why it Pays

Maintaining mortgage debt is sometimes a faster path to wealth than paying off your house entirely and being totally debt free. With a mortgage, you can leverage a huge amount of money with a relatively small monthly payment, and enjoy substantial perks along the way.

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 14 years ago | 2 minutes read time