Understanding Mortgage Rates by Understanding Bonds
A look at the bond market provides insight into what moves mortgage rates up and…
Articles by Kara Johnson
Pros and Cons of Automatic Mortgage Payments
Automatic payments, or autopay, can be a smart way to “set it and forget it” and pay your…
Prime Rate - What is the Current Prime Lending Interest Rate
Not many of us are aware of the impact a change in rates has on our daily lives, they can…
Personal Finance in Schools: An Answer to Financial Crisis
A little bit of financial education could go a long way to improve our nation's financial…
Participation Loans
Lenders and borrowers can team up with other lenders and borrowers to reduce their…
Underwater Refinance Without HARP?
(updated Jan. 2017) A lot of homeowners with underwater mortgages would like to…
No-down-payment mortgage programs on the chopping block
A recent move by federal officials to stop national programs from lending down payments…
One Last Shot at Super-Low Rates?
If you missed your chance at refinancing your mortgage at a super-low rate, the standoff…
Using a Home Equity Loan to Start a Business
A home equity loan or home equity line of credit (HELOC) is often used to make home…
Using a Home Equity Loan to Pay for College
More parents are using what is probably the cheapest option when taking out a loan to pay…