Thanks to the skyrocketing cost of tuition, many Americans have taken to searching the couch cushions to find the money to afford the high cost of college. As a result, more and more consumers are turning to the homes in which these couches are placed to finance a college education.
Qualifying for a mortgage loan or refinance with bad credit is a lot harder than it used to be. Given that widespread defaults on subprime mortgages triggered the financial meltdown of a few years ago, lenders have become much more cautious about who they'll extend credit to.
Whether you’re looking to buy a home or refinance a home loan in 2019, forecasting where the housing market will go in the new year can be difficult. When is the best time to buy? Should you stay in your current home and refinance to a lower rate?