Home Value Declines Leave ARM Holders Under Water
When an adjustable-rate mortgage (ARM) resets, it suddenly raises monthly payments. This…
Articles by Dan Rafter
Surviving A Layoff
If you lose your job due to downsizing, don't worry-as one step in your career path ends,…
Debt Settlement Overview
If you're unable to pay your bills, consider debt settlement. This entails negotiating a…
Delinquencies Fall to Pre-Crash Levels
Mortgage delinquencies have fallen to pre-recession levels, while the rate of new…
How does the Fed affect mortgage rates?
When you look at mortgage rates, do you ever wonder how they come up with the numbers? It…
Study: Paying Off Mortage Beats Investments for Retirees
For a retiree with a mortgage, what's the best option? Use your accumulated savings and…
Do you need a lawyer at the mortgage closing?
It's time to close your mortgage loan. Expect a crowded room at closing day. You'll be…
Do You Qualify for the Expanded Homebuyer Tax Credit?
With the recent extension and expansion of the homebuyer federal tax credit, both…
Do You Really Need 20% Down on a Mortgage?
Do you need to put 20 percent down on a mortgage? Should you? That's one of the most…
How Will Killing FHA Insurance Rollback Affect Borrowers?
Less than an hour after being sworn in as president, Donald Trump signed his first…