11 February 2019
is it worth it to scrape together a 20 percent down payment just to avoid PMI? The answer to that is complicated, but the sooner you get into a home, the faster you can start building equity.
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4 February 2019
Getting preapproved for a mortgage is a key part of shopping for a home.But can you still change lenders after your bid has been accepted?.
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28 January 2019
You're shopping around for a mortgage, but when lenders run their credit checks, will they hurt your credit score?.
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21 January 2019
Homeowners insurance is something many people don't give a lot of though to, but careful shopping can save you hundreds, even more than $1,000 in premiums a year.
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14 January 2019
With mortgage rates moving higher, homeowners who are looking to refinance their loans might again consider an ARM to meet their needs.
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7 January 2019
What does the housing market hold for 2019? Will it be a good time to buy? Stay put where you are? Refinance? Here's what some of the experts we talked to had to say.
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31 December 2018
The VA doesn't offer a program for regular home equity loans, but eligible veterans and active-duty personnel can still tap their home equity through a VA cash-out refinance.
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29 December 2018
As Boomers downsize in the coming years, will Millennials want to buy their old homes? And might the two groups compete for a limited supply of small, desirable residences?.
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17 December 2018
With home prices and mortgage rates expected to continue to rise, affordability could be a growing concern for homebuyers in 2019.
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10 December 2018
A federal decision on changes to credit scoring rules on new rules that some mortgage lenders consider outdated has been put off for two years, potentially hurting home shoppers with limited credit histories who are "credit invisible.”.
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3 December 2018
Borrowers eying a very modest home may be surprised to discover that a small mortgage of less than six figures can be even harder to get than a jumbo loan of a million dollars or more, simply because many lenders don't find them profitable.
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26 November 2018
Many homeowners are unwilling to give up their current low mortgage rates to move up to a new home, so instead they're increasingly opting for home equity loans to improve the one they already have.
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19 November 2018
FHA loans are easier to qualify for if you're a borrower with limited funds or weaker credit but can they hurt your chances of getting your offer accepted by a home seller?.
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12 November 2018
The Home Affordable Refinance Program is ending, but homeowners with little or negative equity will still have options for refinancing their mortgages.
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5 November 2018
A new rule requiring a second appraisal on many reverse mortgages could make if more challenging to qualify for these loans, but doesn't appear to have had much impact yet.
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29 October 2018
If you have a low credit score and high debt, buying a home is easier than it was almost a decade ago, even while overall credit requirements are tighter than they were before the crash.
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23 October 2018
With rates expected to keep rising in 2019, what can you do to boost your odds of qualifying for the lowest mortgage rate possible?.
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15 October 2018
If you’re looking for reasons to buy a home other than providing shelter for your family and potentially as an investment, you may want to consider your future education, health and income opportunities.
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8 October 2018
Do you need to pay for a residential real estate attorney to help you through the home-buying and mortgage processes? That depends on how confident you are that you won't run into problems.
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1 October 2018
Though often overlooked when it comes to mortgages, credit unions can offer benefits that other lenders may not do so well, such as having lower fees, knowing the local market and being able to make loans on unique properties.
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