26 November 2006
If you've owned your home for a number of years, you've built up equity that can be helpful if you need extra cash to pay bills or make home improvements.But people in foreclosure must be extra careful when trying to tap into money through home equity loans.
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23 November 2006
Life is unpredictable.Disasters strike, often when we least expect it.But while we can't predict when or where misfortune will occur, we can take steps to prepare ourselves for when those moments arrive.
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22 November 2006
No matter how careful you are with your finances, the unexpected is bound to happen eventually.Unforeseen medical expenses or emergency home repairs can be devastating to your budget.Coming up with the necessary funds may seem impossible, but it could be relatively simple.
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21 November 2006
It's a sad situation when a lender forecloses on your home.Then, when you get back on your financial feet, the foreclosure on your record can make it difficult to find a new mortgage.
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21 November 2006
Buying a used car is an art form.The kicking of the tires, the negotiations with the shrewd car salesman, the comparison shopping-they're all important when it comes to making the right choice.
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19 November 2006
When you look at mortgage rates, do you ever wonder how they come up with the numbers? It isn't as mysterious as it seems.The Federal Open Market Committee uses market conditions to help determine the rates that you'll pay for mortgage loans.
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15 November 2006
With home sales dropping and mortgage rates rising, customers are becoming fewer and farther between.Now is the time to dip into the mortgage marketing toolbox, and pull out a few strategies to bring you more recognition and, hence, more new clients.
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15 November 2006
Free mortgage leads are especially valuable when the mortgage business goes through a seasonal slowdown.By teaming up with people who have direct access to buyers and sellers, mortgage lenders can reap the rewards of professional networking.
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14 November 2006
Having bad credit doesn't mean you can't qualify for a mortgage.In fact, there are reputable mortgage lenders, called subprime lenders, who actually specialize in bad credit loans.Here are some tips on selecting a subprime lender.
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8 November 2006
Real estate prices have soared in many areas in recent years.If you're thinking about pulling some of the equity out of your home with a second mortgage, consider having your home appraised.You'll get a solid idea of the amount of money that's available for borrowing.
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7 November 2006
A home equity line of credit can give you the flexibility and the cash you need to make improvements to your home.If you make the right improvements, the value of your house will climb.Wouldn't it be satisfying to use equity to create equity?.
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7 November 2006
Unconventional mortgages, like interest-only or no-documentation loans, can be time-consuming.But by following these tips, you can find great mortgage rates and speed up the process of getting your loan, so that the money can find it's way more quickly into your pocket.
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27 October 2006
There are mortgage loans available for everyone, even those with a spotty credit history.Bad credit mortgages and no-document loans can serve the same purpose in different ways.
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26 October 2006
If you have cash in a savings account that you don't need for a while, consider depositing it into a certificate of deposit (CD).The interest rate will be higher than in a savings account.Remember, where savings are concerned, interest is the name of the game.
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24 October 2006
Whether you're self-employed or simply in a hurry, applying for a no-income verification home equity loan can make tapping your biggest asset much easier.Less paperwork can mean fewer hassles.
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19 October 2006
In the blockbuster Raiders of the Lost Ark movie trilogy, swashbuckler Indiana Jones is always risking life and limb as he tries to uncover booby-trapped archeological treasures.Fortunately for homeowners, the search for spectacular mortgage refinance doesn't require the same high-stress adventures.
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16 October 2006
If you need a home mortgage, you need a mortgage lender or broker (an agent who finds a lender for you and manages the transaction).Either way, you're looking for two things: good customer service and a loan at the right price.
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13 October 2006
The shortest distance between two points is a straight line.When it comes to a mortgage, you can create your own "straight line" by making the process of refinancing your mortgage an efficient one.
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10 October 2006
Everyone knows how to find an affordable jar of peanut butter: Go to an inexpensive grocery store, scan the shelves for a few great tasting brands, and select the cheapest one.Shopping for a mortgage isn't all that different.
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8 October 2006
Have you been dreaming about adding on a room, remodeling a kitchen, putting on a new roof, or painting a grungy exterior? There are many available options for financing home improvements.
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