8 December 2006
If you're disappointed with the earnings on your savings account, consider a certificate of deposit.A CD is insured, just like your savings, but rates are higher, giving you more bang for your buck.
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8 December 2006
More than two centuries ago, Ben Franklin observed that life's only certainties are death and taxes.In today's world, where tax evasion can lead to the imprisonment of entertainers and the seizing of homes, the Founding Father's words still ring true.
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6 December 2006
The media is filled with headlines that can strike fear in a home seller's heart.Real estate prices are falling, houses are languishing on the market, and adjustable mortgage rates continue to climb.
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5 December 2006
Is high interest credit card debt or a variable-rate mortgage loan strapping your cash flow? Refinancing to a fixed-rate loan and paying off your debt now could be your answer.
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4 December 2006
If you need money for home improvement projects, a mortgage refinance may offer a better deal now than a home equity line of credit (HELOC).
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28 November 2006
Finding and buying a house can be stressful under the best of conditions.If you start the process with a bad credit history, the uncertainty of your position can add layers of worry.
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27 November 2006
Mortgage cycling is an aggressive approach to paying off mortgage loans within a short time frame.It involves making large lump-sum payments of home loan principal every six months.
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26 November 2006
If you've owned your home for a number of years, you've built up equity that can be helpful if you need extra cash to pay bills or make home improvements.But people in foreclosure must be extra careful when trying to tap into money through home equity loans.
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23 November 2006
Life is unpredictable.Disasters strike, often when we least expect it.But while we can't predict when or where misfortune will occur, we can take steps to prepare ourselves for when those moments arrive.
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22 November 2006
No matter how careful you are with your finances, the unexpected is bound to happen eventually.Unforeseen medical expenses or emergency home repairs can be devastating to your budget.Coming up with the necessary funds may seem impossible, but it could be relatively simple.
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21 November 2006
It's a sad situation when a lender forecloses on your home.Then, when you get back on your financial feet, the foreclosure on your record can make it difficult to find a new mortgage.
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21 November 2006
Buying a used car is an art form.The kicking of the tires, the negotiations with the shrewd car salesman, the comparison shopping-they're all important when it comes to making the right choice.
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19 November 2006
When you look at mortgage rates, do you ever wonder how they come up with the numbers? It isn't as mysterious as it seems.The Federal Open Market Committee uses market conditions to help determine the rates that you'll pay for mortgage loans.
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15 November 2006
With home sales dropping and mortgage rates rising, customers are becoming fewer and farther between.Now is the time to dip into the mortgage marketing toolbox, and pull out a few strategies to bring you more recognition and, hence, more new clients.
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15 November 2006
Free mortgage leads are especially valuable when the mortgage business goes through a seasonal slowdown.By teaming up with people who have direct access to buyers and sellers, mortgage lenders can reap the rewards of professional networking.
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14 November 2006
Having bad credit doesn't mean you can't qualify for a mortgage.In fact, there are reputable mortgage lenders, called subprime lenders, who actually specialize in bad credit loans.Here are some tips on selecting a subprime lender.
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8 November 2006
Real estate prices have soared in many areas in recent years.If you're thinking about pulling some of the equity out of your home with a second mortgage, consider having your home appraised.You'll get a solid idea of the amount of money that's available for borrowing.
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7 November 2006
A home equity line of credit can give you the flexibility and the cash you need to make improvements to your home.If you make the right improvements, the value of your house will climb.Wouldn't it be satisfying to use equity to create equity?.
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7 November 2006
Unconventional mortgages, like interest-only or no-documentation loans, can be time-consuming.But by following these tips, you can find great mortgage rates and speed up the process of getting your loan, so that the money can find it's way more quickly into your pocket.
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27 October 2006
There are mortgage loans available for everyone, even those with a spotty credit history.Bad credit mortgages and no-document loans can serve the same purpose in different ways.
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