9 December 2015
Deciding whether to get a home equity loan? Here's a close look at the pros and cons.
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9 December 2015
Interest paid on home equity loans is tax-deductible, similar to a primary mortgage, but there are some special rules you need to be aware of.
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8 December 2015
You can get a better mortgage rate and terms on a second home for your own use than you can for an investment property, but don't try to pass off the one as the other.
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8 December 2015
If you already have an FHA mortgage, a streamline refinance can make refinancing easy, with no credit or income checks, or home appraisal.
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1 December 2015
New changes to credit scoring, including use of rental payments and other forms of alternative credit, could make it easier to qualify for a mortgage and other consumer loans.
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23 November 2015
It's not uncommon for home buyers to get cold feet when it's time to sign the papers that make their mortgage loan official.Taking on a monthly mortgage payment is a serious financial responsibility.
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16 November 2015
Mortgage fraud has become more prevalent over time and is a particular concern during an economic recession.Upheaval in housing markets, homeowners facing foreclosure and unscrupulous persons looking for easy money all contribute to a climate in which mortgage fraud may occur.
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16 November 2015
The legal and financial ramifications and consequences of mortgage fraud are significant.This is true whether borrowers knowingly committed such fraud or not.Either way, borrowers are ultimately responsible for the personal data provided on their applications and legal documents.
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16 November 2015
Mortgage frauds generally fall into two broad categories - lender frauds and consumer frauds.Lender frauds seek to take advantage of the bank, credit union, mortgage company or other lender that provides the mortgage.
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16 November 2015
The second major category of mortgage frauds targets consumers.Foremost among these are foreclosure rescue and mortgage debt relief scams.These scams seek to take advantage of homeowners who are falling behind on their mortgages or property taxes and are afraid of losing their homes.
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16 November 2015
Common sense and paying attention to details are the two most effective steps borrowers can take to protect themselves and their families from being victims of, or accomplices to, mortgage fraud.
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16 November 2015
More governmental departments and organizations are investigating cases of mortgage fraud than ever before.While this is a good sign for potential victims, the sheer numbers of fraudulent cases make it difficult for even these agencies to follow-up on every case.
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16 November 2015
Governmental organizations aren't the only ones looking out for homeowners who might be adversely impacted by mortgage fraud.There are a number of nongovernmental organizations that can help consumers address fraudulent cases.
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13 November 2015
Our nation is indebted to those who have served in our armed forces, and VA home loans are one of the rewards for their contributions.
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13 November 2015
Today's Mortgage Rates.
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13 November 2015
A second mortgage is any loan secured by the value of your home that you have in addition to your primary mortgage.Second mortgages fall into three types: home equity loans, home equity lines of credit (HELOCs) and piggyback loans.
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13 November 2015
The following consumer guides offer specialized housing and mortgage information to meet the needs of various categories of borrowers.The primary guides are organized around a borrower’s personal status and offer assistance designed specifically for seniors, the disabled, veterans, gay and lesbian couples, Hispanics and low-income homebuyers.
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13 November 2015
*Please feel free to copy and/or reuse this guide, in whole or parts, provided that you link to the original source, i.e.this page.*.
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13 November 2015
Please note that you are free to copy and/or reuse this guide, in whole or parts, provided that you reference (link) to the original source, i.e.this page.
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13 November 2015
Please note that you are free to copy and/or reuse this guide, in whole or parts, provided that you reference (link) to the original source, i.e.this page.
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