Zero percent balance transfer deals offered by credit card companies can be a great for people who monitor their finances closely.But if you don't fall into that rare minority, you could wind up spending more than you save.
If you're unable to pay your bills, consider debt settlement.This entails negotiating a deal with your creditors to pay a part of the debt.In return, they'd wipe your slate clean of the remaining balance owed.
Auto owners love the smell of a new car.But those who buy used are willing to forego the distinct aroma in exchange for a lower purchase price on a vehicle.If you choose this route, pay close attention to your financing.
Consumers who refinance their mortgages often pay too much, borrow more than necessary, or refinance when it serves no real purpose.Here are some tips to help you avoid costly mistakes that might otherwise offset the benefits of your refinance strategy.
When you're strapped for cash, debt consolidation may sound as refreshing as an iced cold glass of water on a hot day.The irony is that debt consolidation loans require you to take on more debt, the very thing you already have too much of.
As a mobile home owner, you pay interest and build equity just as a traditional mortgage borrower does.Even if your mobile home isn't financed with a mortgage, you can still use a refinance to move closer to your financial goals.
In the music world, CDs (compact discs) are becoming a thing of the past, thanks to downloadable music.In the financial world, CDs (certificates of deposit) are still a reliable tool that will always be stylish.
People who have bad credit are often taken for a ride by unscrupulous auto loan providers.The most common tactics, including inflating the interest rate and extending the repayment term, can have a person spinning his wheels instead of driving home into debt-free living.
There are right ways and wrong ways to approach every financial transaction.When it comes to home equity lines of credit (HELOC) and home equity loans, doing things the right way can result in significant short and long-term savings.
Certificates of deposit (CDs) offer healthy yields at virtually no risk-an ideal combination for many investors.While the CD concept sounds like a no-brainer, choosing the right option among many requires discipline and organization.
Loan closings aren't fun-so why suffer through them more often than necessary? If you're in the process of closing a home mortgage loan, consider simultaneously obtaining a home equity line of credit (HELOC) from the same lender.
Financial compatibility is not a given in committed relationships.If you haven't yet done so, it's time to address your household debt openly with your spouse, and work together towards a solid financial future.
When in Rome, do as the Romans do.And when you're shopping for a mortgage refinance, it's financially prudent to know what your loan officer knows-or at least have an inkling of what he's talking about.
Consumers typically know how to locate lenders when seeking a loan, but it's more challenging for lenders seeking consumers.The following basic tips will help you, as a lender, to develop a marketing strategy to attract new clients.
Being your own boss can be both a highly frustrating and very rewarding experience.The process of getting a mortgage when you're self-employed serves as a perfect example.It may be difficult to qualify for a home equity loan, first mortgage, or mortgage refinance.