Personal Finance Articles

Want to get your personal finances in order but you're not sure how?
Here at Mortgage Loan, we have a few tips!
What Happens to Your Mortgage After You Die?
Personal Finance

What Happens to Your Mortgage After You Die?

What happens to your mortgage if you should pass away before it's paid off? While it's not a pleasant thing to contemplate, it is something you should plan for if you want the property or its equity to pass to your heirs trouble-free.

Dan Rafter
6 years ago
Home Improvement Spending Strengthens
Personal Finance

Home Improvement Spending Strengthens

Home improvement activity kicked into high gear in the third quarter of the year and is expected to continue to show strong gains well into 2014, according to a leading indicator from Harvard University.

Aaron Crowe
7 years ago
How Much Insurance Do Homeowners Need?
Personal Finance

How Much Insurance Do Homeowners Need?

As any first-time homebuyer can attest, there are plenty of costs in owning a home. Home insurance is at the top of the list, with additional riders for things like flooding and earthquakes, depending on where you live.

David  Mully
7 years ago
PMI Deduction Revived, Extended
Personal Finance

PMI Deduction Revived, Extended

Two tax protections for mortgage borrowers were extended for at least another year as part of the fiscal cliff agreement approved by Congress, while the mortgage interest deduction itself went untouched.

David  Mully
7 years ago
Tap Your IRA, 401k for Down Payment?
Personal Finance

Tap Your IRA, 401k for Down Payment?

Coming up with the down payment can be one of the biggest obstacles to home ownership. If you have a retirement account, you may be able to borrow from it to get those funds, but it's an area where you ought to proceed with caution.

Kirk Haverkamp
8 years ago