Personal Finance Articles

Want to get your personal finances in order but you're not sure how?
Here at Mortgage Loan, we have a few tips!
Higher Homeowner's Deductible Can Save Up To 40%
Personal Finance

Higher Homeowner's Deductible Can Save Up To 40%

Raising a deductible is an easy way to lower an insurance premium, moving some of the risk from the insurer to the policy holder. Raising a homeowner's insurance deductible from $500 to $2,000 lowers the average annual premium by 16 percent nationally, with savings ranging from 4 to 40 percent, depending on where you live, according to recent report by insuranceQuotes.com.

Kirk Haverkamp
5 years ago
Saving Money with Home Solar Energy
Personal Finance

Saving Money with Home Solar Energy

Solar energy has longed seemed to be one of those things that is forever in the realm of "someday." So many homeowners may be surprised to learn that "someday" is now - solar has definitely arrived, and it can save you some big money on your energy bills.

David  Mully
5 years ago
Wealth-Building Home Loan for Low Incomes
Personal Finance

Wealth-Building Home Loan for Low Incomes

The idea that homeownership is a path to wealth has been behind U.S. housing policies for more than 50 years, and the effort to increase the rate of homeownership has failed miserably, according to the American Enterprise Institute (AEI).

Aaron Crowe
5 years ago