Personal Finance Articles

Want to get your personal finances in order but you're not sure how?
Here at Mortgage Loan, we have a few tips!
Selling your home to move into senior housing
Personal Finance

Selling your home to move into senior housing

Most Americans will need some type of long-term care in their old age. For those moving to a senior living facility that provides some level of care — from weekly housekeeping to daily assistance or dementia care — selling their home to fund senior living and care may be their best choice.

Dan Rafter
4 years ago
5 ways to make money while studying
Personal Finance

5 ways to make money while studying

Money is a fairly constant concern for all but the most fortunate students, and especially those students who choose to live away from home, either on or off campus. For these students it is often the first time managing the costs and responsibilities associated with living independently.

Kirk Haverkamp
4 years ago
10 easy ways for students to save money in college
Personal Finance

10 easy ways for students to save money in college

Being a student who is attending college or any other type of higher education almost always comes with a sharp increase in the amount you are regularly spending. This naturally takes a toll on your finances, particularly if you are unprepared or haven't planned out a budget to ensure that you are living within your means.

Aaron Crowe
4 years ago
Higher Homeowner's Deductible Can Save Up To 40%
Personal Finance

Higher Homeowner's Deductible Can Save Up To 40%

Raising a deductible is an easy way to lower an insurance premium, moving some of the risk from the insurer to the policy holder. Raising a homeowner's insurance deductible from $500 to $2,000 lowers the average annual premium by 16 percent nationally, with savings ranging from 4 to 40 percent, depending on where you live, according to recent report by insuranceQuotes.com.

Kirk Haverkamp
5 years ago
Saving Money with Home Solar Energy
Personal Finance

Saving Money with Home Solar Energy

Solar energy has longed seemed to be one of those things that is forever in the realm of "someday." So many homeowners may be surprised to learn that "someday" is now - solar has definitely arrived, and it can save you some big money on your energy bills.

David Mully
6 years ago