When you're strapped for cash, debt consolidation may sound as refreshing as an iced cold glass of water on a hot day. The irony is that debt consolidation loans require you to take on more debt, the very thing you already have too much of.
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Trying to navigate your way out of a tax jam is like wandering through the forest without a compass. If you're deep into the bush of back tax debt, it may be crucial to enlist the help of a guide to get you out. In the tax world, guides are known as Tax Debt Relief Specialists.
If you have cash in a savings account that you don't need for a while, consider depositing it into a certificate of deposit (CD). The interest rate will be higher than in a savings account. Remember, where savings are concerned, interest is the name of the game.