Personal Finance Articles

Want to get your personal finances in order but you're not sure how?
Here at Mortgage Loan, we have a few tips!
The ABCs of Bonds
Personal Finance

The ABCs of Bonds

Did you know that the federal government wants to borrow money from you? Bonds, a relatively safe and predictable investment, can be a key component of your diversified portfolio.

Dan Rafter
14 years ago
Exchange Traded Funds (ETF)
Personal Finance

Exchange Traded Funds (ETF)

Nowadays, novice investors have far more choices than just the traditional mutual fund. One option is the exchange-traded fund, which offers instant diversification with a low-cost buy-in.

Aaron Crowe
14 years ago
Avoiding Car Dealer Scams
Personal Finance

Avoiding Car Dealer Scams

No one wants or expects to get duped by a car dealership. Unfortunately, it happens more often than it should. If you're in the market for a new vehicle, protect yourself by recognizing the most common car dealer tricks and traps.

Kara  Johnson
14 years ago
Top Seven Overlooked Tax Deductions
Personal Finance

Top Seven Overlooked Tax Deductions

Taxes take a huge bite out of your income; but you can soften the effect if you know the rules. Don't let your hard-earned cash slip through your fingers. Itemize your deductions and take advantage of rules designed to reduce your obligation.

David  Mully
14 years ago
Maximize Strategies to Minimize Your Debt
Personal Finance

Maximize Strategies to Minimize Your Debt

Is debt slowly sucking the life out of you? Do you dread opening the mailbox or answering the phone for fear of hearing from creditors? Do visions of bankruptcy and foreclosure turn your dreams into nightmares? If so, you can fix your financial future fast by following a few sound debt relief strategies.

Kara  Johnson
14 years ago
Money Market Mutual Funds Introduction
Personal Finance

Money Market Mutual Funds Introduction

If you're looking for a financial tool that doesn't carry a high degree of risk, money market mutual funds are an ideal choice. Structured to be highly liquid and a stable investment, they're an integral part of many investors' portfolios.

David  Mully
14 years ago
The Dangers of 0 Percent Credit Cards
Personal Finance

The Dangers of 0 Percent Credit Cards

Zero percent balance transfer deals offered by credit card companies can be a great for people who monitor their finances closely. But if you don't fall into that rare minority, you could wind up spending more than you save.

David  Mully
14 years ago
Debt Settlement Overview
Personal Finance

Debt Settlement Overview

If you're unable to pay your bills, consider debt settlement. This entails negotiating a deal with your creditors to pay a part of the debt. In return, they'd wipe your slate clean of the remaining balance owed.

Dan Rafter
14 years ago