Home Equity Debt Can Reduce Capital Gains Taxes
Capital gains earned from the sale of your home can lead to a huge tax bill. Learn how to minimize your capital gains bill by raising your cost basis through home improvements.

Capital gains earned from the sale of your home can lead to a huge tax bill. Learn how to minimize your capital gains bill by raising your cost basis through home improvements.
Did you know that the federal government wants to borrow money from you? Bonds, a relatively safe and predictable investment, can be a key component of your diversified portfolio.
Nowadays, novice investors have far more choices than just the traditional mutual fund. One option is the exchange-traded fund, which offers instant diversification with a low-cost buy-in.
No one wants or expects to get duped by a car dealership. Unfortunately, it happens more often than it should. If you're in the market for a new vehicle, protect yourself by recognizing the most common car dealer tricks and traps.
Taxes take a huge bite out of your income; but you can soften the effect if you know the rules. Don't let your hard-earned cash slip through your fingers. Itemize your deductions and take advantage of rules designed to reduce your obligation.
Is debt slowly sucking the life out of you? Do you dread opening the mailbox or answering the phone for fear of hearing from creditors? Do visions of bankruptcy and foreclosure turn your dreams into nightmares? If so, you can fix your financial future fast by following a few sound debt relief strategies.
Once debt gets out of hand, there's no fixing it unless you pay it off or declare bankruptcy. Whether excessive spending or a spell of bad luck caused the problem, you must find a way to stop charging and pay down the debt. Here's how consolidation can help.
If you're looking for a financial tool that doesn't carry a high degree of risk, money market mutual funds are an ideal choice. Structured to be highly liquid and a stable investment, they're an integral part of many investors' portfolios.
Are you bogged down with too much debt? One way to revive your perspective and revamp your spending habits is to mix up your routine by changing your habits.
Asset allocation makes a huge difference when planning for retirement. A well-diversified portfolio can help you minimize risk and take advantage of the ups and downs of the stock market.
Zero percent balance transfer deals offered by credit card companies can be a great for people who monitor their finances closely. But if you don't fall into that rare minority, you could wind up spending more than you save.
If you're unable to pay your bills, consider debt settlement. This entails negotiating a deal with your creditors to pay a part of the debt. In return, they'd wipe your slate clean of the remaining balance owed.