Mortgage Articles

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Proof of Income for a Mortgage
Mortgage

Proof of Income for a Mortgage

Income verification is a basic part of applying for a home loan. But there's more to providing proof of income than just handing over a couple of paystubs. You need to be able to show your earnings are stable. When making a down payment, you may have to be able to show the source of that money as well.

Kirk Haverkamp
13 days ago
Cold feet? Backing out of mortgage could cost you
Mortgage

Cold feet? Backing out of mortgage could cost you

It's not uncommon for home buyers to get cold feet when it's time to sign the papers that make their mortgage loan official. Taking on a monthly mortgage payment is a serious financial responsibility. Seeing all that new debt on paper can make even the calmest home buyer sweat a bit.

Kara  Johnson
13 days ago
COVID-19 Guide: Coronavirus & Home Loans
Mortgage

COVID-19 Guide: Coronavirus & Home Loans

Coronavirus and Your Home Mortgage
Coronavirus (COVID-19) information guide: Key points relating to home loans, forbearance, mortgages, refinancing, real estate and the housing market.

David  Mully
13 days ago
A Complete Guide to Second Mortgages
Mortgage

A Complete Guide to Second Mortgages

 What is a second mortgage? It's any loan secured by the value of your home, aside from the main loan used to buy the home itself. That one is called your primary mortgage; any other loans secured by your home are called second mortgages, no matter how many there are.

Kirk Haverkamp
5 months ago
Guide to Mortgages and Home Loan Help for the Disabled
Mortgage

Guide to Mortgages and Home Loan Help for the Disabled

This guide has been created to help individuals living with disabilities, and their family members, in the process of buying a home of their own. Here you can learn more about the five important steps in buying a home and about financial assistance programs that are available for you living with disabilities, who want to buy a home.

Kirk Haverkamp
5 months ago
Green Mortgages - Energy Efficient Mortgage Guide
Mortgage

Green Mortgages - Energy Efficient Mortgage Guide

Introduction
As the name implies, a “Green Mortgage” is an environmentally friendly type of home loan.  But how do you make a mortgage environmentally friendly? Also known as Energy Efficient Mortgage Programs, Green Mortgages are a special type of loans that are designed to make your home more energy efficient while saving you money at the same time.

Kirk Haverkamp
5 months ago
Seniors Mortgages, Housing and Home Loan Guide for Seniors
Mortgage

Seniors Mortgages, Housing and Home Loan Guide for Seniors

Purpose of this guide
This guide will help seniors of all ages to understand some of the options open to them and precautions that they should take when it comes to owning a home, downsizing, paying a mortgage, taking out a reverse mortgage, and selling property.

Kirk Haverkamp
5 months ago
Government Housing & Mortgage Help for Veterans
Mortgage

Government Housing & Mortgage Help for Veterans

Purpose of this guide
This guide will help veterans and active military to understand the benefits of, types of, and eligibility requirements for VA Loans.
After evaluating this guide, readers will have a better understanding of:

Kirk Haverkamp
5 months ago