FHA Loans Articles

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Can You Get a Mortgage With Only So-So Credit?
FHA Loans

Can You Get a Mortgage With Only So-So Credit?

Poor credit is said to be one of the main things holding back the housing market. There are millions of willing buyers out there, the conventional wisdom goes, but they can't get a mortgage because of poor credit.

Aaron Crowe
5 years ago
Premium Cut a Boon for FHA Refinancing
FHA Loans

Premium Cut a Boon for FHA Refinancing

Early 2015 is presenting a great opportunity for homeowners wishing to refinance their FHA mortgage, owing to a combination of low mortgage rates and a sharp reduction in the annual mortgage insurance premium.

Aaron Crowe
6 years ago
FHA Clarifies Reverse-Mortgage Rules
FHA Loans

FHA Clarifies Reverse-Mortgage Rules

Concerned over potentially misleading advertising and sales presentations for reverse mortgages, the FHA is clarifying the rules of the program to ensure that borrowers are given accurate information about these loans.

Kirk Haverkamp
6 years ago
New Rules Seek to Ease Mortgage Lending
FHA Loans

New Rules Seek to Ease Mortgage Lending

Steps to ease access to mortgage credit, including cutting the cost of FHA loans, were announced Tuesday by the two federal agencies that oversee the vast majority of U.S. residential mortgages.

David  Mully
6 years ago
FHA Chief Defends High Fees
FHA Loans

FHA Chief Defends High Fees

The head of the FHA is defending the agency against claims its mortgage premiums are too steep for the borrowers it's meant to serve, saying the fees are priced appropriately - but just barely.

David  Mully
6 years ago
FHA Loan Downsides in a Seller's Market
FHA Loans

FHA Loan Downsides in a Seller's Market

With their low down payment requirements, FHA mortgages have become extremely popular in recent years. But in the current housing market, there are some good reasons you may wish to avoid them if you can qualify for another type of loan.

David  Mully
7 years ago
FHA to Cut Refinance Fees
FHA Loans

FHA to Cut Refinance Fees

Mandatory loan modifications and a fund to help reduce the principal on underwater loans are part of the price the nation's state attorneys general are seeking from mortgage servicers for settling the robo-signing controversy.

Kara  Johnson
8 years ago
FHA 203(k) for Foreclosure Fix-Ups
FHA Loans

FHA 203(k) for Foreclosure Fix-Ups

There are some great bargains right now in foreclosed homes but they often aren't in the best of shape. Fortunately, the FHA's 203(k) program allows you to both buy a house and fix it up with a single mortgage loan.

Aaron Crowe
9 years ago