Do you need to pay for a residential real estate attorney to help you through the home-buying and mortgage processes? That depends on how confident you are that you won't run into problems.
Though often overlooked when it comes to mortgages, credit unions can offer benefits that other lenders may not do so well, such as having lower fees, knowing the local market and being able to make loans on unique properties.
A rate lock can provide you protection against the possibility that rates may rise after you apply for a loan, but they can come back to bite you if rates fall.
With low rates and rising home values, it's been a good time to get a home equity loan or HELOC in much of the country.But are those days drawing to a close?.
If your HELOC is nearing the end of its draw period, you might be thinking about refinancing it to avoid a financial hit or maintain the financial flexibility it provides.
Fewer international buyers are purchasing homes in the United States, a turnaround from a surge in 2017 that could have implications for the broader real estate market.
With all the benefits VA loans offer for veterans and members of the military, they aren't always easy to obtain.Some veterans may need additional help or may find other options to be more attractive in their situation.
A 15-year mortgage can save you a lot of money in interest costs, but your monthly payments will be a lot higher than a 30-year loan.So do you bite the bullet or not?.
With only one income, single people can have a hard time affording a home and the mortgage that goes with it.Single women, however, are making it happen much more often than single men.
PMI (private mortgage insurance) is an annoying expense but you can ask to cancel it once you reach 80 percent loan to value on your mortgage.But is doing so worth the bother, rather than waiting for it to be canceled automatically?.
Flipping homes by buying low, fixing them up and selling high is at its highest level since 2006, There's money to be made, even by newcomers,but here are some things to know before jumping in.
House hacking, where a house is divided into two or more residential units to generate rental income to defray the cost of a mortgage, is an increasingly popular way to make home ownership more affordable.Here are some of the things to keep in mind before trying it.
Having equity in your home can be a valuable source of needed cash.Whether you should use a home equity loan or a cash-out refinance to access that equity depends on a number of factors.
For eligible veterans and active duty servicemembers, VA loans offer no-down payment loans with mortgage rates that can be significantly lower than conventional home loans and accommodating credit standards as well.