30 July 2019
Homeowners insurance is something many people don't give a lot of though to, but careful shopping can save you hundreds, even more than $1,000 in premiums a year.
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29 July 2019
Buying a home is expensive.But there are steps you can take to make it more affordable.
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22 July 2019
As non-bank lenders are starting to dominate the mortgage market, many of them don’t offer the same services that ordinary banks or credit unions typically do, including home equity loans and home equity lines of credit (HELOCs).
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15 July 2019
The Zillow Housing Aspirations Report, released earlier this year, found that renters have more regrets about their housing than do homeowners and mortgage holders.
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8 July 2019
A recent move to cut federal programs providing down payment support for FHA loans will likely make it harder for first-time homebuyers and lower-income families to buy a home.
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2 July 2019
Worried your personal information may have been compromised by a hacker who could use it to apply for credit cards or loans in your name? Putting a freeze on your credit can stop them.
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24 June 2019
The requirements for getting a mortgage to buy a second or vacation home can be significantly more stringent than those to buy a primary residence.An alternative possibility: tapping the equity in your current home instead.
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18 June 2019
Qualifying for a mortgage isn't as difficult as you may think.A recent study by Fannie Mae found that most people think that the requirements for getting a mortgage are more stringent than they actually are.
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10 June 2019
Mortgage rates on 30-year loans have once again fallen below 4 percent, creating opportunities for those looking to buy a home or refinance their current mortgage.Here's a look at some of the opportunities - as well as a few downsides to look out for.
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3 June 2019
Having trouble getting the mortgage you want because of credit problems or irregular income? Or because conventional mortgages don't offer the features you're looking for, like interest-only payments or a balloon term? Then a non-QM loan might be right for you.
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28 May 2019
The TALC, or Total Annual Loan Costs form, is the disclosure form on a reverse mortgage that plays a similar role that the Good Faith Estimate and Truth in Lending form do with a regular home loan.Here's how it works.
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22 May 2019
Struggling to pay off your credit cards or other debts with high interest rates? If you have enough equity in your home, a cash-out refinance might be the answer.
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13 May 2019
Electricity, gas, water, maintenance and other costs of running a house can be expensive, especially if you own an older home that needs updating.But a few home improvement projects can often pay for themselves over time.
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6 May 2019
You're looking for a home loan, and your options include a direct lender and a mortgage broker.So what's the difference and which is the better option for you?.
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29 April 2019
A historic home offers beauty and a chance to own a piece of history, but will likely cost more to keep running than a modern home, while local regulations may limit what types of work can be done on it.
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22 April 2019
Online mortgage lending is becoming increasingly common and can offer lower rates and greater convenience for many borrowers, though those with particular needs may still need to work with a lender in person.
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15 April 2019
If your credit score has improved since you first took out your mortgage, you may be able to qualify for a lower refinance rate than you might expect.
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8 April 2019
With a zero-down payment option and attractive rates, there's plenty to like about VA loans, but are they always the best home loan choice for veterans?.
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1 April 2019
Don't have enough money to buy your first home? Or want to build equity quickly? One option for entering the housing market is to “house hack” and buy a multi-unit home to rent out to tenants and charge them enough to cover the mortgage, or close to it.
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25 March 2019
Rising home values mean more home equity for homeowners, who have a variety of options for how to tap and use that equity if they choose to do so.
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