Don't have a credit history? Believe it or not, there are loan programs out there that can allow people who've paid their bills on time but haven't established a conventional credit history to qualify for a mortgage.
Non-bank lenders have expanded to the point where they now account for half the mortgages originated in the United States, a trend that could make it easier for those with poor credit to get a home loan.
Subprime loans are coming back, but under a new name.Nonprime loans are replacing subprime mortgages as a new form of bad credit mortgages, but with some safeguards the old ones lacked.
You know that late payments will send your credit score plummeting.But do you know how far your score might fall? And do you know how long that missed payment will drag down your score?.
For homeowners in some states, PACE loans offer what may be a more affordable alternative to conventional energy efficiency and home improvement loans, one that can be paid through a lien on their property taxes.
There are still a lot of popular mortgage interest deductions you can claim this April 15, before the sweeping changes to the nation's tax code adopted late last year take effect.
The mortgage industry is finally catching up to the sharing economy, as Fannie Mae is starting to allow lenders to let Airbnb hosts count rental income toward refinance their home mortgage loans.
Worried that home prices are rising too quickly? Don’t worry too much.Real estate experts say that while prices have risen consistently in many markets, that doesn’t mean another bubble is developing.
With mortgage rates moving higher, does it still make sense to refinance[http://www.mortgageloan.com/refinance-mortgage]? still make sense to refinance.
FHA loan limits and those for Fannie Mae, Freddie Mac and the VA got a big boost in 2018, to a maximum of $679,650 in areas in the lower 48 states with high real estate values.