The best Mortgage Loan News & Articles

Want to get your personal finances in order but you're not sure how?
Here at Mortgage Loan, we have a few tips!
What do you need to apply for a home loan.
Home Purchase

What do you need to apply for a home loan.

Applying for a home loan can be an intimidating process. It's one of the things that can cause first-timers to drag their feet the feet on buying a home. Even homeowners who've been through it before may put off refinancing simply because they fear an extended and cumbersome process.

Kirk Haverkamp
2 months ago
A Complete Guide to Second Mortgages
Mortgage

A Complete Guide to Second Mortgages

 What is a second mortgage? It's any loan secured by the value of your home, aside from the main loan used to buy the home itself. That one is called your primary mortgage; any other loans secured by your home are called second mortgages, no matter how many there are.

Kirk Haverkamp
2 months ago
What to consider when buying homeowners insurance
Personal Finance

What to consider when buying homeowners insurance

Homeowners insurance isn’t as price-competitive as auto insurance, making it one of those things you have to buy — mortgage lenders require having homeowners insurance set up before a home loan is finalized so that their collateral is protected — but something that many people are likely to shop for once and then forget about it.

Aaron Crowe
2 months ago
Tax rules for home equity loans
Home Equity Loans

Tax rules for home equity loans

One of the main concerns people have about home equity loans has to do with how they are affected by tax policy. Specifically, what are the rules when it comes taxation and taking a deduction for the home equity loan interest that you pay?

Kirk Haverkamp
2 months ago
Guide to Mortgages and Home Loan Help for the Disabled
Mortgage

Guide to Mortgages and Home Loan Help for the Disabled

This guide has been created to help individuals living with disabilities, and their family members, in the process of buying a home of their own. Here you can learn more about the five important steps in buying a home and about financial assistance programs that are available for you living with disabilities, who want to buy a home.

Kirk Haverkamp
2 months ago
Green Mortgages - Energy Efficient Mortgage Guide
Mortgage

Green Mortgages - Energy Efficient Mortgage Guide

Introduction
As the name implies, a “Green Mortgage” is an environmentally friendly type of home loan.  But how do you make a mortgage environmentally friendly? Also known as Energy Efficient Mortgage Programs, Green Mortgages are a special type of loans that are designed to make your home more energy efficient while saving you money at the same time.

Kirk Haverkamp
2 months ago
Complete guide to FHA Mortgage Loans
FHA Loans

Complete guide to FHA Mortgage Loans

FHA home loans are one of the most popular types of mortgages in the United States. With low down payments and lenient credit requirements, they're often a good choice for first-time homebuyers and others with modest financial resources.

Kirk Haverkamp
2 months ago