Amerisave Mortgage Corporation, NMLS ID #1168
AmeriSave Mortgage Corporation was founded in 2002 and has grown to be one of the nation's largest online home mortgage lenders, licensed in 49 states and the District of Columbia.
The company strives to make the lending process simple and fast for borrowers and enjoys a high percentage of repeat business, with about three-quarters of customers returning.
The company is known for their low mortgage rates, achieved by keeping a low-overhead and doing everything in-house. Everything from processing, to underwriting, to closing, funding and servicing is handled by AmeriSave - which reduces the cost of preparing each loan. This type of service is uncommon in the industry as many lenders will outsource the different components of the mortgage process.
Fixed-rate mortgages are available in terms of ten to 40 years. Adjustable-rate mortgages (ARMs) are available in a range of adjustment periods during which the initial rate is fixed, including three, five and seven years.
AmeriSave offers a full range of mortgage products for both purchase and refinance, including fixed, adjustable, jumbo, FHA, VA and USDA. Unlike many lenders, they retain servicing on most loans so they're still the company you'll be dealing with over the life of the mortgage, rather than handing you off to another company that will take over billing and management of the loan.
Refinancing may be used for any of a number of reasons. A borrower might refinance to obtain a lower mortgage rate and reduce their monthly payments. Or, they might choose to refinance to a shorter term to pay the mortgage off faster, or to consolidate a primary and second mortgage or home equity loan into a single loan. A cash-out refinance might be chosen to obtain money for purposes such as consolidating other debts such as credit cards and auto loans into a single loan at a lower rate, or to pay for such things as education or medical costs. A refinance might also be used for a combination of these reasons.
AmeriSave currently does not offer home equity loans or lines of credit. However, they do offer a cash-out refinancing option for customers who wish to borrow against the equity in their homes.
Amerisave Mortgage Corporation
3525 Piedmont Rd. NE
8 Piedmont Center, Suite 600
Atlanta, GA 30305
3.972%APRRates as of: 3/3/2015 30 Yr. Fixed
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3.782%APRRates as of: 3/3/2015 30 Yr. Fixed
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Call Now: 877-789-3376
The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.