Hello, I'm not real familar here and was hoping someone could explain this. My purchase price of my home was $165,000 in December 2007. It is stating my principal balance is now $133,000 but it also states I have a deferred principal balance of $55,000. I have had to do one loan mod and one forbearance due to job issues awhile back. So I now owe roughly 188k on my 165k original loan??