Articles by Subject
Debt-settlement Companies take Federal Trade Commission Spotlight
The dire consequences of our nation's debt problems have come full circle in recent months. As our most prestigious financial institutions have crumbled, our nation has begun to reassess its addiction to easy credit. Debt-settlement companies have become more popular, and more scrupulous. Read More» |
How to Buy a Foreclosure
When times are tough, it seems like the rich get richer. Today's housing market is no different. Real estate investors with the means to buy foreclosure properties are moving quickly. Be forewarned: This can be a tricky business. Read More» |
Are Online Mortgage Rates for Real?
The Internet could easily be considered the "misinformation" superhighway. Every day, people post articles with inaccurate information. But the big question for homebuyers is, how accurate are online mortgage rates? Read More» |
Understanding 125% Second Mortgages
All that glitters is not gold. The 125% 2nd mortgage may reduce your monthly debt payment, but it's important to understand the risks before you jump in. Read More» |
Learn About Piggyback Second Mortgages
The piggyback 2nd mortgage is a small loan used in tandem with a first mortgage in order to help the buyer of a home avoid out of pocket expenses. Like other somewhat exotic mortgages, the piggyback loan should be used wisely and viewed with a modicum of caution and prudence. Read More» |
Overview of No Equity Second Mortgages
When the conditions are right, the no equity second mortgage is a powerful option for homeowners. Read More» |
Benefits of a Chase Second Mortgage
The Internet has become an active marketplace as people search for second mortgages. In particular, people have been looking up information on Chase second mortgages. Available in a fixed rate, fixed-term home equity loan or line of credit, the Chase second mortgage can help a homeowner tap his equity. Read More» |
Insurance and Your Second Home
A second home is not necessarily "home sweet home" when it comes to homeowner's insurance. With house number two, you'll discover the need for more insurance, priced at a higher cost than the premium for house number one. How much higher depends on how closely you follow these money saving tips. Read More» |
Second Mortgages: Making A Bad Situation Worse
Second mortgages came into vogue in a powerful way during the past few years, as borrowers were encouraged by their lenders to use them in lieu of the traditional down payment. But now, the rules have changed, and homeowners are being pushed from the skillet into the open fire. Read More» |
Second Mortgage HELOCs: Don't Forget the Principal
HELOC second mortgages are often structured with interest-only payments, but that convenience doesn't last forever. Read More» |
Overview of Second Mortgages
Tough economic times are hitting consumers hard. As fuel prices rise, people are looking for different ways to drum up cash. One method to consider is the second mortgage, a flexible loan that can be used for a variety of different reasons. Read More» |
Seller Financing Making a Comeback
With mortgage lenders tight on cash, some buyers and sellers are striking up their own financing arrangements to get the deal closed. Read More» |
Don't be Clueless About Second Mortgages
You don't need to be a private eye to find the best second mortgage. Lenders leave you plenty of clues about their products. Take a good look at them, and learn how second mortgages work before you make any decisions. Read More» |
Second Mortgages Available Locally
Don't believe the real estate hype. While the housing market has taken some significant lumps, there are still parts of the country where property values are doing quite well. If you're fortunate enough to live in one of them, you can still tap your home equity for a second mortgage. Read More» |
Trouble for Second Mortgage Holders
The subprime mess has hit lenders and homeowners hard. To stop the bleeding, lenders are reconsidering their instinctive reaction to foreclose on borrowers, particularly second mortgage holders. Read More» |
Second Mortgage Loans for the Self-Employed
Self-employed people may find getting an expansion loan a challenging task. However, there are several options available, including no-doc loans, second mortgages, or lines of credit that could provide the financial relief you need. Read More» |
Solar Home Financing: Alternative to Second Mortgages
Homeowners in Berkeley, Calif., may soon have access to low-cost financing for energy efficient home upgrades. A proposed city program would allow Berkeley homeowners to pay for the installation of solar panels and solar hot water heaters through their property tax bill. Read More» |
Investing in a Second Home
While some homeowners despair as the housing market slumps, some buyers see it as an opportunity to make an investment. Real estate can be a better long-term investment than CD or money markets, because it offers more potential for profits. Read More» |