Daily Mortgage News, Features and Rate Updates from MortgageLoan.com. http://www.mortgageloan.com/rss/feedburner Fri, 03 Jul 2009 22:08:36 +0100 FeedCreator 1.7.2 http://www.mortgageloan.com/css/gfx/header/logo.gif http://www.mortgageloan.com en-us Finance http://www.mortgageloan.com/improving-your-credit-score-3383 So how do you go about improving your credit score? Good credit is the key factor in getting the best interest rates when buying a home or refinancing a mortgage. In today's tight credit markets, it even can determine whether you qualify for a loan at all. Kirk Haverkamp <editor@mortgageloan.com> Fri, 03 Jul 2009 00:42:15 +0100 http://www.mortgageloan.com/improving-your-credit-score-3383 http://www.mortgageloan.com/foreclosures-hit-one-mortgage-in-forty-3381 Foreclosures rose sharply during the first quarter of the year, increasing by more than 20 percent to account for one in 40 outstanding U.S. mortgages, according to government figures released this week. Kirk Haverkamp <editor@mortgageloan.com> Thu, 02 Jul 2009 00:01:57 +0100 http://www.mortgageloan.com/foreclosures-hit-one-mortgage-in-forty-3381 http://www.mortgageloan.com/foreclosures-hit-5-percent-of-us-mortgages-3380 Foreclosures rose sharply during the first quarter of the year, increasing by more than 20 percent to account for one in 40 outstanding U.S. mortgages, according to government figures released this week. Kirk Haverkamp <editor@mortgageloan.com> Thu, 02 Jul 2009 00:01:57 +0100 http://www.mortgageloan.com/foreclosures-hit-5-percent-of-us-mortgages-3380 http://www.mortgageloan.com/mha-refiinace-limit-raised-to-125-percent-3379 Many homeowners who are underwater on their mortgages now have a new option for reducing their monthly payments - refinancing under the government's Making Home Affordable Program. Kirk Haverkamp <editor@mortgageloan.com> Wed, 01 Jul 2009 01:08:58 +0100 http://www.mortgageloan.com/mha-refiinace-limit-raised-to-125-percent-3379 http://www.mortgageloan.com/mortgage-applications-drop-sharply-3378 Mortgage applications dropped sharply last week, declining almost 19 percent from the week before despite a third consecutive week of falling interest rates, the Mortgage Bankers Association (MBA) has reported. Kirk Haverkamp <editor@mortgageloan.com> Wed, 01 Jul 2009 00:02:18 +0100 http://www.mortgageloan.com/mortgage-applications-drop-sharply-3378 http://www.mortgageloan.com/series-of-workshops-to-promote-loan-modifications-3377 Need help reducing your mortgage payments? Been trying to get approved for a Making Home Affordable loan modification or refinance without success? Help could be coming to a town near you. Kirk Haverkamp <editor@mortgageloan.com> Tue, 30 Jun 2009 00:46:00 +0100 http://www.mortgageloan.com/series-of-workshops-to-promote-loan-modifications-3377 http://www.mortgageloan.com/decline-in-home-prices-slows-3376 The decline in home prices slowed for the third straight month in April, according to a leading market surveys, suggesting that while the housing market has not turned around, it may finally be firming up. Kirk Haverkamp <editor@mortgageloan.com> Tue, 30 Jun 2009 00:01:40 +0100 http://www.mortgageloan.com/decline-in-home-prices-slows-3376 http://www.mortgageloan.com/is-it-worth-it-to-refinance-your-mortgage-3375 Is it worth it to refinance your mortgage? With recent signs that interest rates may be headed back down again, many people may be wondering if refinancing would make sense for them. As always, the devil is in the details. Kirk Haverkamp <editor@mortgageloan.com> Mon, 29 Jun 2009 02:22:32 +0100 http://www.mortgageloan.com/is-it-worth-it-to-refinance-your-mortgage-3375 http://www.mortgageloan.com/as-many-as-1-in-4-said-to-willingly-default-on-mortgage-3374 As many as one in four mortgage defaults are voluntary, with homeowners walking away from the property despite an ability to make mortgage payments, according to a new study by economists at Northwestern University and the University of Chicago. Kirk Haverkamp <editor@mortgageloan.com> Mon, 29 Jun 2009 00:06:43 +0100 http://www.mortgageloan.com/as-many-as-1-in-4-said-to-willingly-default-on-mortgage-3374 http://www.mortgageloan.com/advantages-and-disadvantages-of-a-15year-mortgage-3373 So you missed out on last spring's ultra-low rates, those dizzying few weeks when 30-year fixed -rate mortgages could be had at interest rates below 5 percent, an all-time low. But you may have noticed that it's still possible to get one of those ultra-low rates - by locking into a 15-year mortgage instead. Kirk Haverkamp <editor@mortgageloan.com> Fri, 26 Jun 2009 00:44:10 +0100 http://www.mortgageloan.com/advantages-and-disadvantages-of-a-15year-mortgage-3373