Mortgage Rates Open Higher

By:: MortgageLoan.com

Mortgage rates opened the day with a negative (higher) bias. However, early morning economic reporting on lower than expected retail sales--contracting versus an expected small gain--sends the market swiftly downward. This gave the MBS market an immediate bounce back into positive (lower mortgage rates) territory. A consistent equilibrium of support is being built just under 5% for the 30-year fixed-rate mortgage based on an economy struggling to climb out of the pit.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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