Mortgage Rates Lower

By:: MortgageLoan.com

Mortgage rates repriced lower yesterday. Meanwhile, treasuries continue to trend higher as the bond market begins to get nervous about mounting Federal deficits. The disparity between MBS and treasuries is creating volatility and uncertainty in mortgage rates. Mortgage rates are expected to encounter even more volatility today as markets react to the Treasury's new Home Affordable Refinance loan modification program and the embattled Omnibus spending bill in Congress.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

Rates may contain points

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