Mortgage Rates Remain Flat

By:: Bill Rice - MortgageLoan.com

The MortgageLoan.com mortgage rate index starts the day with 30-year fixed-rate mortgages at 5.11%. After a brief dip on Tuesday, following Geithner's new TARP announcement, mortgage rates have remained flat in the low 5% range. Mortgage bonds have experienced positive pressure coming out of equities negative response to a lack of details and mechanics of the implementation of the remaining TARP funds. However, lenders are still overwhelmed with existing inquiries to refinance--resulting in few lenders to re-price their rates on MBS improvements.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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